amaze Black Friday Campaign - Terms & Conditions

Last updated: 22 November 2023, Singapore 


The amaze Black Friday Campaign (“Campaign”) is brought to you by Nium Pte Ltd (“Instarem”). These Terms and Conditions govern participation in the amaze Black Friday + Cyber Monday Campaign. 


Promotion Period 

  • The Campaign will commence on 24 November 2023, 00:00 hours SGT and will conclude on 8 December 2023 23:59 hours SGT (“Promotion Period”). 
  • Winners of the Campaign (“Eligible Awardees”) will receive the Reward (as defined below) and will be informed by 15 December 2023, 23:59 hours SGT. 
  • The awarding of the Reward (as defined below) will be by 31 January 2024 23:59 hours. 


  • To be eligible to participate in the Campaign, the user must be a verified Instarem card user (“Participant”). 
  • Additionally, the Participant must fulfil all the following conditions to be an “Eligible Awardee”: 
  • Register for the Campaign using the online form provided by Instarem:  
  • Complete at least one Qualifying Transaction during the Promotion Period. 
  • A “Qualifying Transaction” is a successfully paid/settled transaction using a Participants amaze card, of a minimum amount equivalent to 50 SGD in non-SGD currency. For the avoidance of doubt, transactions which are cancelled, refunded or have otherwise failed shall not qualify as a Qualifying Transaction. 
  • Each Eligible Awardee earns 1 chance to win for each Qualifying Transaction. More Qualifying Transactions will earn an Eligible Awardee more chances to win. 
  • Employees of Instarem and its affiliates shall not be considered Eligible Awardees. 
  • Instarem reserves the right, at its sole discretion, to disqualify any individual from participating in this Campaign. 


  • A maximum of 2 amaze users could become eligible awardees and will be randomly chosen by Instarem by 15 December 2023. 
  • The Eligible Awardee(s) will receive the following reward (“Reward”) – one pair of return direct flight tickets to a destination of their choice. 
  • Instarem reserves the right to select the airline for the flight tickets. 
  • The value of each pair of return flight tickets is capped at 3,000 SGD. Any cost exceeding this amount will be the responsibility of the Eligible Awardee. 
  • Any Personal Data collected by Instarem, as provided by the Participant in the Campaign registration form, will be handled in accordance with Instarem’s Privacy Policy ( 

No Fraud or Violation of Terms 

  • Instarem reserves the right to withdraw or reclaim the Reward from any Eligible Awardee in cases of fraud, dishonesty, or inappropriate conduct, as determined in Instarem’s sole and absolute discretion. 
  • Participants are advised to engage only with links from Instarem’s official channels. 
  • Instarem will not request full card details for verification purposes. 

No Refunds and Rights to Clawback 

  • Rewards issued under this Campaign are non-refundable and non-transferable under any situation (including but not limited to any closure, loss, or expiry of an Eligible Awardee’s Instarem account). 
  • Instarem retains the right to reclaim any Rewards from an Eligible Awardee’s balance if they were obtained through fraudulent means or violation of these Terms as described above. 

Change of Terms and Termination 

  • Instarem may modify these Terms or end the Campaign at any time without advance notice. 

Acceptance of Terms 

  • By entering the Campaign, the Participant is deemed to have read, understood, and agreed to these Terms. 
  • The Participant consents to receive communications from Instarem in accordance with our Privacy Policy. 

Governing Law 

  • These Terms and any dispute or claim arising out of these Terms will be governed by, and interpreted in accordance with, the laws of Singapore, and Participants agree to submit to the exclusive jurisdiction of the courts of Singapore.