InstaPoints
With Instarem, you get rewarded with our very own version of loyalty points that accrue in your account over time.
InstaPoints programme is valid only for individual users
How to earn points
InstaPoints or IPs are loyalty points that you earn by using Instarem. IPs are a cool way for you to use Instarem and save at the same time.
Transfer money abroad
Each money transfer will reward you with InstaPoints. The bigger the amount, the greater the number of points you will earn. Do note that your transfer must be a minimum of USD 500 to be eligible to receive InstaPoints.
Refer a friend
Refer a friend to Instarem and earn rewards when they complete a qualifying transaction. It’s our way of saying thanks for spreading the word.
How to redeem your InstaPoints
Use points as discounts on your money transfers
Use your InstaPoints to save on eligible transfers. Redeem 400 InstaPoints for 5 SGD off, or 2,000 InstaPoints for 25 SGD off transfers of 1,000 SGD or more.
Get 25 SGD cashback or KrisFlyer miles
Redeem 1,000 InstaPoints for 5 SGD cashback or 2,000 InstaPoints for 25 SGD cashback in your wallet. Or convert your points to KrisFlyer miles. 3 InstaPoints = 1 KrisFlyer mile.Learn more
Here’s 25 InstaPoints,
it’s on us
Earn 25 InstaPoints by simply signing up with us. It is our little way of saying hello. Score an additional 100 InstaPoints* when you complete your e-verification in the first 36 hours after you sign up.
Terms and conditions apply.
InstaPoints programme is valid only for individual users
Explore more rewards
Referral bonus
Refer a friend and earn rewards when they complete a transaction. The more friends you refer, the more rewards you can earn.Learn more
Redeem InstaPoints
Turn your points into cashback, KrisFlyer miles or money transfer discounts – your choice.Learn more
