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Simplifying Payments Globally – It’s in Our DNA

In today’s always-connected, 24/7 world, cumbersome payment processes do not wash with us. We believe in technology and its ability to eliminate overseas complexities and make things simple for our customers.

Global travel has made nomads of millions of us. Enriching our lives with new experiences and cultures. Wherever and whenever you go, we feel passionately that you should be able to rely on one constant – total control of how you send and receive money globally.

Our Story

We started out in 2014 with one simple aim – to make it more cost-effective and easier for everyone to make currency transfers around the world. Thankfully, we’re still doing that today – and more. Our technology is empowering people to do more with their money, taking better control of their funds wherever they may be.

But that’s not all we do. We’ve continued to innovate through the years, and under a new name – NIUM – we’ve scaled what we do to serve SMEs, financial institutions, and corporate enterprises too. Today, our technology makes sending and receiving money across borders faster, more transparent, and better integrated with our customers’ lives and business needs.

Instarem is now powered by NIUM. But there’s one thing that hasn’t changed. Fast, simple, and cost-effective global payments for all.

Everybody has their thing

Ours Is Making Money Movement Around the World Simple

We bridge currency borders by streamlining the process of sending and settling overseas payments, powered by continuous innovation in transparency, security, and cost-efficiency. The result? Liberated customers that can access their money and use it – anytime, anywhere.


We believe victories are won by both sides. For us, working together with colleagues and clients is a way of life. Together, we are smarter, sharper, and better.

Customer Obsession

We don’t call it a win until our customer derives value from it. Our unwavering customer-focus provides us with an edge to outperform. Our customers are our most valuable brand ambassadors.


Dreaming it, is our first step to doing it. Curiosity runs through our DNA, coupled with the aim to disrupt, and transform the global financial landscape, making it better, faster, simpler.


We deliver on our promise, every time. We take ownership of our decisions, our successes, and our failures. We showcase agility in the face of changing scenarios and evolve during challenging times.

Awards and accolades

We’re not in this for the awards ceremonies. In fact, our purpose is to empower our customers and put you in complete control of your money. We’re delighted to have received recognition from our peers along the way.


Singapore Fintech Award

Singapore Fintech Festival, 2017, Singapore


FinTech Rising Star Award

India FinTech Awards, 2017, Mumbai


Outstanding Digital Cross-Border Money Transfer Service

ET Net FinTech Awards, 2017, Hong Kong


Blockchain Innovator Award

Swell by Ripple, 2018, San Francisco


Excellence in Payments

Fintech Australia 2018


Best Value International Money Transfer Provider Award

Mozo Experts Choice, Australia 2020

Want to learn more?

To learn more about our founders or career opportunities, visit us at Nium.com


We’ve got the world covered


We top up your account with 25 InstaPoints as soon as you Sign Up.

InstaPoints are loyalty points that you can redeem against your transactions to give you a discount.

More The InstaPoints, More The Discount.

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