Special rate and zero fees

At Instarem, we transfer money at low cost. Our competitive rates are sourced from Reuters. Unlike banks and other operators, we add only minimal markup to the rates and do not have any hidden charges.

It usually takes us up to 2 business days to process a transaction from the time we receive the funds from you. However, it could take us more than 2 business days to process a transaction for certain countries and payment methods.

Once you transfer the funds, the transaction will be completed between 15 minutes and 24 hours.

Recipients In China

Once the transaction has been processed by Instarem, Money Express-enabled recipients will receive the payments in real time. The customer will be informed that the beneficiary is enabled for real-time payment while adding the beneficiary card number.

For Recipients In Other Countries

Once the transaction has been processed by Instarem, it depends on the processing time of the receiving bank.

As a regulated financial service provider, we work to ensure that we are fully compliant with our regulatory requirements. This includes additional reviews of our customers’ details and transactional activity. Such reviews sometimes require us to request additional documents from you. Kindly be assured that any information you share with us is protected by our data privacy policy and is safe with us.

With Instarem, you can send money from Australia, Canada, Singapore, Hong Kong, Malaysia, Euro Zone Countries, UK, India and the US.

Yes. Instarem is a brand operated by Nium Pte. Ltd. and its subsidiaries globally. Nium Pte. Ltd. is regulated by the Monetary Authority of Singapore as a Major Payment Institution (License No. PS20200276). For more information on other Nium subsidiaries, click here.