InstaPoints earned from referrals are added to your InstaPoints balance. Once you have at least 100 InstaPoints, you can redeem them on your next overseas transaction.
For customers in Singapore, once your referral reward is credited, your 2,000 InstaPoints can be redeemed through the available redemption options in the Instarem app, including 25 SGD cashback, KrisFlyer miles, or eligible money transfer discounts, subject to the applicable redemption requirements.