Global Policies For International Money Transfers

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Countries	Policies
Australia	Terms and Conditions Privacy Notice Cookie Policy Financial Services Guide Product Disclosure Statement
Canada	Terms and Conditions
Europe	Terms and Conditions Privacy Notice Complaints Procedure Cookie Policy Consumer Rights When Making Payments in Europe
Hong Kong	Terms and Conditions Privacy Notice
India	Terms and Conditions Privacy Notice OPGSP Terms and Conditions
Malaysia	Terms and Conditions Privacy Notice MAMSB Membership Help Us Serve You Better Notis Kepada Pelanggan / Notice to Customer
Singapore	Terms and Conditions Privacy Notice Amaze Terms and Conditions
United Kingdom	Terms and Conditions Privacy Notice
United States	Customer Agreement Privacy Notice
Global	Instarem Instapoints Policy Instarem Biometric Authentication Policy Instarem Referral Policy Instarem Terms of Uses

NIUM, Inc. (formerly known as Instarem USA Corporation), operates in the United States under a program sponsored by Community Federal Savings Bank, to which NIUM is a service provider (NMLS ID No. 1528562).

NIUM Pte. Ltd. (formerly known as Instarem Pte. Limited) is the holding company of NIUM and Instarem subsidiaries globally.
*Nium makes money when it converts your send currency to a receive currency

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