Instarem accepts all debit cards issued by Visa and MasterCard.

You can add a maximum of 3 cards to your Instarem account.

Once you reach the final step of setting up your transfer, you'll see debit card as a payment option.

1. Select debit card as your payment method.
2. Fill in your card number, expiry date, security code and click on add your card.*Your card details will be saved to your profile for future use.
3. Once you have filled in your debit card details, click on Authorise & Pay.
4. Click on Send Verification Code. Enter the code received on your mobile phone and click on Confirm.
5. Once you've verified your identity, you will be taken to the 3D Secure (3DS) authentication screen.

Once you've completed the 3DS process, you'll be taken to our payment confirmation screen.

Note: One card cannot be linked to multiple Instarem accounts.

For debit card payments, we charge a fee of 1.99%, over and above the transaction fees.

No, you cannot pay using someone else's debit card. We only accept payments made from the user's own debit card.

Once you cancel your transaction for which we have received the funds, a debit card refund can be processed within 3-4 business days.

Please contact your card-issuing bank for more information.

You can send a minimum of HKD 1000 and a maximum of HKD 30,000 via debit card payment method.