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International Money Transfer Limits

Many countries have limits on outward foreign currency flows. Kindly take a note of international money transfer limits as per your country of residence, mandated by local regulatory authorities, as well as by InstaReM. Please note this list is updated on a periodic basis.

Limits on Outward Flow of Remittance

  • Country
    Minimum Transfer Amount - Native Currency (InstaReM)
    Minimum Transfer Amount - Other Currencies (InstaReM)
    Maximum Transfer Amount
    Comment
  • Australia

    - Individual 
    - Business


    AU$200
    AU$200


    N/A
    N/A


    N/A
    N/A


    InstaReM limits 1st transfer to AU$2500 for individuals.
  • Singapore

    - Individual
    - Business


    SG$200
    SG$200


    USD 50
    USD 50


    N/A
    N/A


    (InstaReM Limits)
  • Hong Kong

    - Individual
    - Business


    HK$1000
    HK$1000


    USD 50
    USD 50


    N/A
    N/A


    (InstaReM Limits)
  • Malaysia

    - Individual

    - Business


    MYR 200

    MYR 200


    USD 50

    USD 50


    MYR 30,000

    MYR 200,000  (Max Daily Limit - FPX and Bank Transfer)


    (Regulatory Limits)
  • India

    - Individual





    - Business


    INR 4000





    N/A


    N/A





    N/A


    USD 5,000 equivalent  (Max Limit Per Transaction)
    USD 25,000 equivalent  (Max Limit Per Financial Year 1st Apr to 31 Mar)


    N/A


    (Regulatory Limits)
  • Europe

    - Individual 
    - Business


    EUR 200
    EUR 200


    N/A
    N/A


    N/A
    N/A


    (InstaReM Limits)
  • UK

    - Individual 
    - Business


    GBP 200
    GBP 200


    EUR 200
    EUR 200


    N/A
    N/A


    (InstaReM Limits)
  • US

    - Individual 










    - Business


    US$50










    US$50


    N/A










    N/A


    Bank Transfer Method - N/A
    ACH Pull Method -
    1500 USD per transaction
    3000 USD per 30-days
    4500 USD in a 60-day period
    For sending money to Mexico: Maximum limit per transaction is USD 500
    For higher amounts, kindly use Bank Transfer Method.

    N/A


    (InstaReM Limits)
  • Canada

    - Individual 




    - Business


    CAD 50




    N/A


    N/A




    N/A


    INTERAC e-Transfer limits -
    3000 CAD per day
    10,000 CAD per week
    20,000 CAD per month

    N/A


    (InstaReM Limits)

 


Besides the above limitations on outward remittances in various countries, regulations in receiving countries also impose limits on maximum inward remittances to individual and business recipients in the country.  Please find a list of countries below with regulatory limits on inward money transfers. In some cases, we have also included possible limits by local banks. 

Limits on Inward Flow of Remittance

  • Country
    Business to Business
    Business to Individual
    Individual to Individual
  • India

    1.5 Million INR (approx. USD 25,000) per transaction for Trade
    transactions only
    No limit
    No limit
  • Philippines
    <150,000 (beneficiary will receive exact amount)
    >150,000 (beneficiary may receive lesser amount as
    beneficiary bank may charge fees for transaction above
    150,000 PHP)
    <150,000 (beneficiary will receive exact amount)
    >150,000
    (beneficiary may receive lesser amount
    as beneficiary bank may charge fees for
    transaction above 150,000 PHP)
    <150,000 (beneficiary will receive exact amount)
    >150,000 (beneficiary may receive lesser amount as
    beneficiary bank may charge fees for transaction
    above 150,000 PHP)
  • Indonesia
    No Limit
    No Limit
    No Limit
  • Thailand
    Transaction limit per remitter is 500,000 THB per day per
    beneficiary
    Transaction limit per remitter is 500,000 THB per
    day per beneficiary
    Transaction limit per remitter is 500,000 THB
    per day per beneficiary
  • Malaysia
    No Limit
    No Limit
    No Limit
  • Singapore
    No Limit
    No Limit
    No Limit
  • Bangladesh
    No Limit
    No Limit
    No Limit
  • Hong Kong
    No Limit
    No Limit
    No Limit
  • Sri Lanka
    No Limit
    No Limit
    No Limit
  • Vietnam
    -
    Minimum Transfer Amount: 500,000 VND and Maximum destination amount is 250000000 VND per transaction
    Minimum Transfer Amount: 500,000 VND and Maximum destination amount is 250000000 VND per transaction
  • China - (CNY)
    RMB 1,999,999 (Payment for Goods only)
    Currently, we do not support this service
    For Money Express – Maximumum Transaction amount is 5,000 USD per transaction and 10,000 USD per day
    For Bank Channel – 3,000 USD per transaction.
    For Bank Channel – For each beneficiary, 2 transactions per day and yearly quota for each beneficiary is 50,000 USD
    We do not support CNY payments from India
  • China - (USD)
    No Limit
    No Limit
    No Limit
  • Nepal
    999999 NPR (per day per beneficiary)
    999999 NPR (per day per beneficiary)
    999999 NPR (per day per beneficiary)
  • USA
    The maximum per transaction limit is 1,00,000 USD.
    The maximum per transaction limit is 1,00,000 USD.
    The maximum per transaction limit is 1,00,000 USD.
  • Australia
    No Limit
    No Limit
    No Limit
  • UK
    No Limit
    No Limit
    No Limit
  • Europe
    No Limit
    No Limit
    No Limit
  • South Korea
    Per Transaction Limit: USD 3,000
    Per Transaction Limit: USD 3,000
    Per Transaction Limit: USD 3,000
  • Pakistan
    No Limit
    Daily limit per beneficiary USD 3000 equivalent
    Daily limit per beneficiary USD 3000 equivalent



The above information is provided on 'as-is', 'as-available' basis only. The above information is subject to change and would be periodically updated.  Although every effort is made to ensure the reliability of the information above, we encourage you to do a thorough research through various Government and other sources to reach a conclusion. This shall not constitute as a warranty, either expressed or implied with regards to the accuracy and adequacy of any information stated herein. InstaReM would not be liable for any discrepancy, or any loss or damage arising as a result of the above data.  

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