What are Instapoints? InstaPoints are loyalty points that you earn upon joining, upon referrals, and with every transaction. Please click here to review InstaPoints Terms and Conditions.
How many InstaPoints can I redeem at once? You can redeem a minimum of 100 to a maximum of 400 InstaPoints in one transaction. So, if you have 1200 InstaPoints in your account, you could redeem them in 3 different transactions.
For how long are my InstaPoints valid? Your InstaPoints have a validity of 6 months.
Can I encash my InstaPoints? No, you can only redeem your InstaPoints against transactions with us.
Can I transfer my InstaPoints to someone else? No, the InstaPoints credited to your account can be used only by you.
NIUM, Inc. (formerly known as InstaReM USA Corporation), operates in the United States under a program sponsored by Community Federal Savings Bank, to which NIUM is a service provider (NMLS ID No. 1528562).
NIUM Pte. Ltd. (formerly known as InstaReM Pte. Limited) is the holding company of NIUM and InstaReM subsidiaries globally.