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Instarem’s Referral Fest Promotion – Terms and Conditions

Refer and get a 5,000 JPY Instarem bonus   

Refer and get a 5,000 JPY Instarem bonus on each successful referral. As a welcome offer, referees also get a special rate on their first transfer of 15,000 JPY and above.   

   

Please refer to the T&Cs below. 

Share your referral link from here

Terms and conditions       

  • Referral Fest Promotion (“Promotion”) is brought to you by Nium Pte Ltd. and associated entities (formerly known as Instarem Pte. Limited – “Instarem”). Please read these Terms and Conditions before participating in this Promotion. By participating in this Promotion, you, as a Participant, and all the Participant(s) agree to be bound by these Terms and Conditions, and you satisfy all eligibility requirements as provided below     

    

Who can be a Participant in this Promotion?    

  • To participate in this Promotion, you must have a registered Instarem Individual account.    
  • This promotion is applicable to ‘referrers’ who have an approved Instarem individual account in Japan, and ‘referees’ who are residents of any of Instarem’s sending corridors: Australia, Singapore, Hong Kong, Malaysia, India, Japan, Europe, the United States, the United Kingdom and Canada.    

    

How to participate in the Promotion?    

  • Referrer(s) can log into their Instarem account, share their referral link with their friends and family, or simply copy the referral link shared on the promotion email sent on referrer’s registered email ID. Then ask the referees to sign up using the link. For more information see Steps to Refer Your Friend below.  
  • Referee(s) must make a transfer of a minimum 90,000 JPY through the Instarem website or mobile app during the promotion period for the referrer(s) to be eligible for the reward. 

    

Promotion period       

  • The Promotion will run from Wednesday, June 4, 2025; 00:00:00 JST until Thursday, July 3, 2025; 23:59:59 JST. 

 

    

Promotion gratification      

For the Referrer:     

  • The Referrer will receive their Instarem bonus once the Referee completes their first transaction of a minimum 90,000 JPY. The bonus will be sent to the his/her email ID (registered with Instarem) for every successful referral. 
  • The 5,000 JPY Instarem bonus will be awarded for successful referrals in the form of a coupon, which will be valid for 1 month from the date of receipt of the coupon.    
  • The minimum transaction value for the referrer to avail the Instarem bonus of 5,000 JPY would be 100,000 JPY.  
  • Get an Instarem bonus for every friend that you refer who makes a successful transaction with us. You will be eligible for one Instarem bonus per successful referral. For e.g.: If you refer 4 friends successfully, you will be eligible for 4 Instarem bonuses.   
  • A “successful referral” is one whereby the referred customer has completed his/her first transaction of a minimum 90,000 JPY with Instarem successfully, without any related cancellations, rejections or unpaid transactions within the campaign period. 
  • During this promotion, the referrer gets rewarded for a maximum of 10 successful referrals. For eg.- If a referrer refers 20 referees, and 15 turn out be successful referrals, the referrer is eligible to earn rewards for 10 successful referrals only. 
  • The bonuses can’t be clubbed and must be used separately by the referrer.  

    

    

For the Referee:    

  • Referees must use the Referrer’s referral code while signing up and may use only one referral code to sign up.  
  • Referees must sign up and complete their first transaction during the campaign period i.e., from Wednesday, June 4, 2025; 00:00:00 JST until Thursday, July 3, 2025; 23:59:59 JST. 
  • Referee will get a special rate on their first transfer of 15,000 JPY and above. Details of availing this special fee can be found here.   
  • If the Referee registers with Instarem from another region, the below minimum transaction values apply to qualify for a successful referral: 

Country 

Minimum transaction value 

SG 

500 SGD 

MY 

1,000 MYR 

AU 

1,000 AUD 

EU 

500 EUR 

US 

500 USD 

JP 

90,000 JPY 

GB 

400 GBP 

HK 

5,000 HKD 

CA 

500 CAD 

 

 

    

Steps to Refer a friend    

  1. Referrer must log in and share his/her referral link with friends and family.  On web – go to ‘Invite & Earn’ menu. On app – go to your profile/My Account. Or, the referrer can simply copy the referral link sent on his/her Instarem registered email ID and share it with friends and family.  
  2. Referees sign up with the Referrers’ referral link.   
  3. The Referrer can ask his/her friends to make their first transfer of minimum 90,000 JPY during the campaign period. Once the referee makes a successful transfer, the referrer gets rewarded.  

    

Instarem’s Referral Fest promotion mechanics         

  • The terms of the Promotion will apply to all the eligible referrers and refereers who are registered and approved customers of Instarem.    
  • A “successful referral” is one whereby the referred client has completed his/her first transaction of a minimum 90,000 JPY successfully, without any related cancellations, rejections or unpaid transactions within the Qualifying Period.  
  • If the referred client does not make their first transfer of at least 90,000 JPY, then the Referrer won’t be eligible for the referral reward. 
  • Only those transactions of referred customers(s) that are ‘Paid to Beneficiary’ (Transaction Status: Paid) as on end of Promotion date would be considered for the Promotion. There could be cases where last-minute transfers set up by referred customer(s) could face delays due to compliance or other regulatory reasons, or could be subject to delays in regular processing. Please note that such transactions will not be considered.    

    

Promotion exclusions       

  • In case a Referrer has referred himself (he has created a 2nd account with his own details), it will not be counted in the referral total and such entries will be considered ineligible for the Promotion.    
  • Instarem employees are not eligible to participate in this offer.    
  • Transfers by new referred customer(s) to their referrer’s account would be considered as a quid pro quo and would not be eligible.    
  • Transfers by new referred customer(s) of a referrer to a common account(s) would be considered as a quid pro quo and would not be eligible.    
  • Failure to comply with any of these terms and conditions may result in the disqualification of the entry in the Promotion.      

    

Other terms       

  • Instarem expressly reserves the right, at any time and without prior notice to add and/or alter, modify, change or vary all or in part, this Promotion or to cancel the Promotion altogether.    
  • This Promotion is in no way sponsored, endorsed or administered by or associated with Facebook or any other social media platform.    

     

Instarem is a brand operated by Nium Pte. Ltd. and its subsidiaries globally. In Japan, Nium Japan Kabushiki Kaisha is registered with the Kanto Local Finance Bureau as a Type 1 and Type 2 Fund Transfer Services Provider (Registration No: 00073). This does not constitute or form part of an offer, solicitation, or advertisement of the Instarem services to any person outside Japan.