Instarem Referral Program Details
Instarem Close

What are InstaPoints and how do they work?

Consider InstaPoints like loyalty points that accrue over time in your Instarem account. The InstaPoints you earn for referring friends to us can be used to make it more cost-effective to transfer money overseas. Redeem your InstaPoints as a discount on your future transfers to enjoy great savings.

You get

200

InstaPoints

Invite a friend to join us and get 200 InstaPoints referral bonus when they transfer with us.

Your friend gets

225

InstaPoints

We credit 25 InstaPoints as a welcome bonus + 200 InstaPoints as a referral bonus to your friend.

Redeeming your InstaPoints

You can redeem the InstaPoints on your next transaction* with us.
Invite now

*Maximum of 400 InstaPoints can be redeemed in one transaction.

Frequently asked questions

How does the Instarem referral program work?

When you refer a friend to us, you’ll both be rewarded with InstaPoints. These are credited to your InstaPoint balances within your individual Instarem accounts. Click here to check out the terms and conditions of our referral program.

How many friends can I refer?

There is absolutely no limit on how many friends you can refer – whoever needs their money made simpler!

Can I refer a friend more than once?

Unfortunately not – but we hope our initial two-tier bonus for your friends is benefit enough!

How will my friends receive the referral bonus?

200 InstaPoints will be credited to your friends’ Instarem accounts as soon as they have finalized their account registration using the referral code you have shared.

When will I receive my bonus InstaPoints for a referral?

Your bonus InstaPoints will be credited to your Instarem account once your referral successfully completes their first transaction with us.

When can I redeem the InstaPoints I earned for my referrals?

As soon as your InstaPoints balance hits 100 InstaPoints, you can start to redeem them in your next money transfer.

Follow Us
Contact Us

Nium makes money on foreign currency conversion.


Instarem is a brand operated by Nium Pte. Ltd. and its subsidiaries globally. Nium makes money on foreign currency conversion. In the United States, Nium, Inc. operates under a program sponsored by Community Federal Savings Bank, to which Nium is a service provider (NMLS ID No. 1528562).

  • © 2014 – 2023 Nium Pte. Ltd. or its affiliates. All rights reserved.
  • *Nium makes money when it converts your send currency to a receive currency
Powered By Nium

We are ISO27001 Certified

Instarem ISO27001 Certified

We top up your account with 25 InstaPoints as soon as you Sign Up.

InstaPoints are loyalty points that you can redeem against your transactions to give you a discount.

More The InstaPoints, More The Discount.

Instarem Chat
Your chat session is already active on another tab