Promotion period: 17th April 2024 – 16th June 2024

Send more to earn more

Pay your suppliers across 160+ countries at 12X the speed and up to 5X cheaper than your current provider, all while earning rewards.

Log in

Log into your Instarem account and initiate a transaction.

Send money

Meet the minimum transaction amount. The more you send the more you earn.

Get rewarded

Your account will be credited with the reward within 60 days after the promotion ends.

What you get

The more you send, the more credits you earn.
Refer to the table below to see the reward amount in your local currency.

Transaction amount (USD-equivalent) IDR HKD MYR SGD AUD
5,000 – 9,999 800,000 400 200 50 50
10,000 – 14,999 1,600,000 800 400 100 100
15,000 or more 3,200,000 1600 800 200 200
Transaction amount (USD-equivalent)
Currency 5,000 – 9,999 10,000 – 14,999 15,000 or more
IDR 800,000 1,600,000 3,200,000
HKD 400 800 1600
MYR 200 400 800
SGD 50 100 200
AUD 50 100 200

Why pay your suppliers using Instarem


Up to 5X cheaper

Experience up to 5X savings* compared to your current banking partner with our competitive exchange rates and low transaction fees.


*This estimated savings is based on traditional bank averages and other factors such as amount, destination, currency, individual bank policies, etc.

Up to 12X faster

Enjoy 12X faster transfers than traditional banks with real-time transfers to major currencies.


Extended cashflow at 0% interest

Enjoy up to 55 days* of interest-free cashflow to maximise your business working capital, plus earn cashback or air miles.


*55 days interest-free period is offered by the card-issuing bank (not Instarem) and may vary as per individual bank policies.


Currently not available for Indonesia.

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Have questions?

Read full Terms and Conditions here.