PNC wire transfer: transfer time, fees, and limits

If you're a PNC account holder, you may be seeking easy ways to send wire payments domestically or internationally. Take a look at this guide to learn about transfer time, fees, limits and more!

PNC Domestic Wire Transfer Fees

You have the option to make a domestic wire transfer online, via mobile banking service or by personally visiting your preferred branch. If you prefer the latter, make sure to set an appointment with a specialist.

Type of wire transfer Fee
Incoming domestic wire $15.00
Outcoming domestic wire $30.00

For domestic wire transfers with PNC, provide the following information:

  • Recipient’s name and contact details.
  • Recipient’s bank account details and transit number.
  • Wire routing number (also called the ABA code).
  • Details of the payment amount and the desired processing date

PNC International Wire Transfer Fees

Type of wire transfer Fee
Incoming International Wire $15.00
Outgoing International Wire $50.00

For international wire transfers with PNC, provide the following information:

  • Name and address of the recipient in the foreign country.
  • Recipient's overseas bank account number.
  • Recipient bank ID, like a SWIFT code, BIC or national ID.
  • Foreign currency of the recipient’s bank account for currency exchange.
  • Purpose of the wire transfer.

Check our rates, send with confidence

Send money to over 60 countries hassle-free. Make every dollar count with our unbeatable exchange rates and low fees. Simply enter your amount and destination in our currency calculator to see our rates in real time. No hidden charges, just great savings!

united states of america flag
USD
Please enter amount
All currencies
united states of america flag
united states of america
USD
india flag
INR
Please enter amount
All currencies
india flag
india
INR

Our rates

Our rates

Payment by

Fees Fees and exchange rates vary by sending amount, currency, payment method, and receiving country. Please change these parameters to view the applicable fees.

You save

Transfer time Estimated transfer time may vary based on the currency selected, payment method, and bank timings.

Making your first transfer?

Get a special FX rate on your transfer! Send between USD 1 and USD 3,000 today.

coupon image

Plus, enjoy USD 5 off your first transfer of USD 1,000 or more. Use code WELCOME.

T&Cs apply

calculator promo icon large transfer promo icon

PNC Wire Transfer Limit

PNC has wire transfer limits on outgoing wire transfers through its online banking system, particularly:

Type of transfer Limit
Daily Minimum Limit Not Specified
Daily Maximum Limit Not Specified

PNC Cutoff Times

Keep in mind that PNC imposes a strict cut-off time for both domestic and international wire transfers. Make wire transfers before this designated time to ensure timely processing!

Type of wire transfer Cut-Off time
Domestic wire transfer 3:30 p.m Eastern Time
International wire transfer 3:30 p.m Eastern Time

Related blogs

Fast and transparent student payments to Southeast Asia: What you should know
Remittance

Fast and transparent student payments to Southeast Asia: What you should know

This article covers: Key takeawaysThe hidden cost of traditional FX transfersSmarter solutions: Introducing modern FX…

Is your agency overpaying on FX? Smarter tuition transfers explained
Remittance

Is your agency overpaying on FX? Smarter tuition transfers explained

This article covers: Key takeawaysThe hidden cost of traditional FX transfersSmarter solutions: Introducing modern FX…

Cross-border payment solutions for Johor’s frozen food industry
Business

Cross-border payment solutions for Johor’s frozen food industry

This article covers: Key takeawaysContext: Johor’s frozen food import industry & payment needsKey payment…

Business Spend Control Made Simple with the Instarem Business Card  
Business

Business Spend Control Made Simple with the Instarem Business Card  

This article covers: Key TakeawaysFor Starters: What is Business Spend Control?Common Challenges in Business…

Instarem Business Card Security: How to Prevent Fraud & Stay Protected
Business

Instarem Business Card Security: How to Prevent Fraud & Stay Protected

This article covers: Key TakeawaysWhy Business Card Fraud Matters for CompaniesCommon Types of Business Card…

UAE Golden Visa from Singapore: Property Rules & How to Transfer Funds Guide (2026)  
Large Transfer Remittance

UAE Golden Visa from Singapore: Property Rules & How to Transfer Funds Guide (2026)  

This article covers: Key takeaways What is the UAE Golden Visa? The Real Estate Pathway…

Using the Instarem amaze card in South Korea: T-money, fees and InstaPoints  
Insider

Using the Instarem amaze card in South Korea: T-money, fees and InstaPoints  

This article covers: What the amaze card gives you during overseas travel Why the amaze…

How to open a bank account in Singapore for foreigners
Money know-how

How to open a bank account in Singapore for foreigners

This article covers: Key Takeaways Types of bank accounts for foreigners in SingaporeBank requirements for…

10 tips to avoid job scams as an aspiring expat
Expat life

10 tips to avoid job scams as an aspiring expat

This article covers: Common job scamsWarning signs every job seeker should knowHow to avoid job…

5 typical criteria to qualify for a golden visa
Expat life

5 typical criteria to qualify for a golden visa

Want to get your hands on a golden visa? What better way to do it…

Disclaimer

The information provided in this guide is intended for general informational purposes only. While every effort has been made to ensure the accuracy of the information, banking policies and fees may be subject to change. Users are strongly advised to verify specific details and consult with their banks should they have any questions or concerns.
Instarem assumes no responsibility for any errors or omissions in this guide, or for any actions taken based on the information provided herein.

close icon
Select location
Australia flag
Australia
Austria flag
Austria
Canada flag
Canada
Global flag
Global
France flag
France
Germany flag
Germany
Hong Kong flag
Hong Kong
India flag
India
Ireland flag
Ireland
Japan flag
Japan
Malaysia flag
Malaysia
Netherlands flag
Netherlands
Singapore flag
Singapore
United Kingdom flag
United Kingdom
close icon
Select a language
English (EN)
close icon

Change location and language

You are on our United States of America website. Select below to change to another location.

Save changes