IBAN code

IBAN stands for International Bank Account Number. An IBAN code captures country, bank, and account details needed to send or receive money internationally.​


It is an internationally-recognised system of bank accounts used to identify the branch of the bank, initiate communication for cross-border transactions, and reduce risks involved during money transfers.


The IBAN code also consists of check digits or check codes, which allow us to check the integrity of the code or account before the transfer has been made.

What is an IBAN code?

An IBAN code, or International Bank Account Number, is an internationally recognized numbering system used to identify overseas bank accounts.

This code was developed to reduce errors and improve verification of cross-border payments.

Example of an IBAN code

An IBAN code includes up to 34 alphanumeric characters. It begins with a two-character country code, followed by two check digits, and the basic bank account number. The bank account number consists of the specific bank and account details.

When do you need an IBAN code

An IBAN code is used when sending money internationally between one bank account to another. IBAN is more commonly used in transfers across Eurozone and although its use has expanded worldwide, not all countries have adopted this standard.

Where to find the IBAN code

Need your IBAN code to perform an overseas transaction? Generate it easily using this online tool.

Calculate your IBAN code


Country code


Check digits


Bank code


Branch code


Bank account number


Save on international money transfers

Stop overpaying because of bad exchange rates and hidden charges when you transfer money overseas. 

We’re faster, safer, and cheaper. Try us today!

Better exchange rates and low fees

Transparent pricing. No hidden charges.


Usually instant or same-day transfers


Earn InstaPoints with every transfer

Explore more

Partner programme

Earn commissions and offer low-cost overseas money transfers to your audience with the Instarem Affiliate Programme. 

Learn more


Browse our official press releases for the latest news and updates.


Learn more