Cookie Policy - Australia

1. What Is A Cookie?

   A cookie is a small file of letters and numbers downloaded on to a device when the user accesses certain websites. A cookie will allow a website to recognize a user’s device.

   A cookie will contain the name of internet location (the domain) from which the cookie has come and the lifetime of the cookie (a cookie will usually expire after a certain period of time).

2. What Cookies Do We Use?

   Essential Cookies. These cookies are essential to our website in order to enable you to move around it and to use its features. Without these absolutely necessary cookies, we may not be able to provide certain services or features and our website will not perform as smoothly for you as we would like.

   Functionality Cookies. In some circumstances, we may use functionality cookies. Functionality cookies allow us to remember the choices you make on our Site and to provide enhanced and more personalized features, such as customizing a certain webpage, remembering if we have asked you to participate in a promotion and for other services you request, like watching a video or commenting on a blog. All of these features help us to improve your visit to the Site.

   Targeting Cookies. These cookies are set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant ads on other sites. They work by uniquely identifying your browser and device. If you do not allow these cookies, you will not experience our targeted advertising across different websites.

3. How To Manage Cookies?

   To manage or delete any of these cookies, please go to your web browser settings. More information can be found on how to do this for all major web browsers at www.aboutcookies.org.

   Please note that removing cookies may cause our websites to lose functionality.

4. Use of Web Beacons

   Some of our web pages may contain web beacons which allow us to count users who have visited these pages. Web beacons collect only limited information including a cookie number, time and date of a page view, and a description of the page on which the web beacon resides. These beacons do not carry any personally identifiable information and are used to track the effectiveness of a particular marketing campaign.

NIUM PTY Limited (formerly known as Instarem PTY Limited) is regulated under Australian Financial Services, license Number 464627