Terms of Use

Last updated: Sept 2022, Singapore

These terms of use (the ‘terms’), as amended by us from time to time, set out the basis on which you may use the website of www.instarem.com (the ‘website’) and provide important information about the way we provide our services.

By accessing the website, you agree to be legally bound by the terms. You are not allowed to use the website if you do not fully agree to the terms.

The website is owned and operated by NIUM Pte. Ltd (formerly known as Instarem Pte. Ltd., hereinafter NIUM).

  1. Disclaimer

    InstaPoints are further subject to the relevant terms and conditions applicable to the Amaze Card and the remittance services.

    To the extent permissible by applicable laws we are not responsible or liable for any matter relating to you or any third parties accessing or using this website and its contents.

  2. Licence

    The website operator grants you in accordance with these terms a non-exclusive, non-transferable, limited right and license to access and use the website and the website content, provided that you comply fully with these terms.

    You agree not to interfere with or disrupt the website or disobey any legal requirements.

  3. Privacy

    Whenever you submit information about yourself via the website, you unambiguously consent to the collection, use, and disclosure of that information the website operator in accordance with specified terms. For more information, please see Privacy Notice.

  4. Applicable Law and Jurisdiction

    These terms shall be governed by applicable laws.

  5. Changes

    The NIUM may, at his sole discretion, change, modify, add or remove any portion of the website, the website content and/or these terms, in whole or in part, at any time. Changes to these terms will be effective when posted. You agree to review these terms periodically to become aware of any changes.

  6. Contact

    For any information regarding the website and services provided by NIUM please contact us via the Help Centre available on our webste.