Scotiabank wire transfer: transfer time, fees, and limits

If you’re a Scotiabank account holder, you may be seeking easy ways to send wire payments domestically or internationally. Take a look at this guide to learn about transfer time, fees, limits and more!

Scotiabank domestic wire transfer fees

You have the option to make a domestic wire transfer online, via mobile banking service or by personally visiting your preferred branch. If you prefer the latter, make sure to set an appointment with a specialist.


For domestic wire transfers, provide the following information:

  • Recipient’s name and contact details.
  • Recipient’s bank account details and transit number.
  • Wire routing number (also called the ABA code).
  • Details of the payment amount and the desired processing date.
Type of wire transferFee
Incoming Domestic WireUS$11
Outgoing Domestic WireUS$60

Create an account with Instarem for cheaper and faster wire transfers

Scotiabank international wire transfer fees

For international wire transfers with Scotiabank, you’ll need to following information:

  • Name and address of the recipient in the foreign country.
  • Recipient’s overseas bank account number.
  • Recipient bank ID, like a SWIFT code, BIC or national ID.
  • Foreign currency of the recipient’s bank account for currency exchange.
  • Purpose of the wire transfer.
Type of wire transferFee
Incoming International Wire C$15
Outgoing International WireC$1.99 to select accounts, C$20 to another financial institutions + possible intermediary banking fees
Scotiabank wire transfer limit

Scotiabank has wire transfer limits on outgoing wire transfers through its online banking system, particulary:

Type of transferLimit
Daily Minimum LimitC$1
Daily Maximum LimitC$5,000
Scotiabank cutoff times

Keep in mind that Scotiabank imposes a strict cut-off time for both domestic and international wire transfers. Make wire transfers before this designated time to ensure timely processing!

Type of wire transferCut-Off time
Domestic Wire Transfer5:00 PM Eastern Time
International Wire Transfer5:00 PM Eastern Time

Scotiabank Schedule of Charges

Scotiabank bank account fees

Scotiabank Cut-off Times

Scotiabank Transfer Limits



The information provided in this guide is intended for general informational purposes only. While every effort has been made to ensure the accuracy of the information, banking policies and fees may be subject to change. Users are strongly advised to verify specific details and consult with their banks should they have any questions or concerns.

Instarem assumes no responsibility for any errors or omissions in this guide, or for any actions taken based on the information provided herein.

More currency pairings for USD

If you cannot find the currency you would like to send to, it means we currently do not support transfers to that currency.

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