- List of merchants excluded from amaze rewards.
- A fee of 2% is charged for funding e-wallets, external accounts, prepaid cards in SGD.
amaze rewards exclusions
We have updated the amaze rewards eligibility criteria with the following merchant category codes (MCCs) being excluded from January 1, 2022. You can earn unlimited InstaPoints on FX spends made on amaze at all other merchants, capped at 500 InstaPoints per FX transaction.
Here’s the list of merchants excluded from amaze rewards.
| MCC |
Description |
| 4111 | Railroads, Transportation Services |
| 4784 | Tolls and Bridge Fees |
| 4900 | Utilities: Electric, Gas, Water, and Sanitary |
| 5047 | Medical, Dental, Ophthalmic and Hospital Equipment and Supplies |
| 5199 | Nondurable Goods (Not elsewhere classified) |
| 5960 | Direct Marketing: Insurance Services |
| 5993 | Cigar Stores and Stands |
| 6012 | Financial Institutions: Merchandise, Services, and debt Repayment |
| 6211 | Security Brokers/Dealers |
| 6300 | Insurance Sales, Underwritting, and Premiums |
| 6513 | Real Estate Agents and Managers: Rentals |
| 6540 | Non-Financial Institutions – Stored Value Card Purchase/Load |
| 7299 | Other Services (Not elsewhere classified) |
| 7349 | Cleaning, Maintenance and Janitorial Services |
| 7523 | Parking Lots, Parking Meters and Garages |
| 8062 | Hospitals |
| 8211 | Elementary and Secondary Schools |
| 8220 | Colleges, Universities, Professional Schools, and Junior Colleges |
| 8241 | Correspondence Schools |
| 8244 | Business and Secretarial Schools |
| 8249 | Vocational and Trade Schools |
| 8299 | Schools and Educational Services |
| 8398 | Charitable Social Service Organisations |
| 8661 | Religious Organisations |
| 8675 | Automobile Associations |
| 8699 | Membership Organisations |
| 9211 | Court Costs, including Alimony and Child Support |
| 9222 | Fines |
| 9223 | Bail and Bond Payments |
| 9311 | Tax Payments |
| 9399 | Government Services |
| 9402 | Postal Services |
2% fee charge
Starting from February 20, 2023, amaze charges a fee of 2% (minimum $0.50 SGD) when you use your amaze card with your linked card to fund e-wallets or prepaid cards, or make trading, crypto and EZ-Link wallet top-ups in SGD.
There are no fees if your transaction is made in FX, or if such payments are made when you use your amaze cards with your amaze wallet.
These include but are not limited to the below:
| MCC | Category | Merchant Examples |
| 6540 | Non-Financial Institutions – Stored Value Card Purchase/Load | GrabPay Wallet, ShopeePay, Revolut, CRO, YouTrip |
| 6211 | Security Brokers/Dealers | Xmglobal, Plus500, eToro, IG.com |
| 6051 | Quasi Cash–Merchant | Coinhako, Coinbase, Wirex, Kucoin |
| Others | EZ-Link wallet top-ups and TransitLink General Ticketing Machines |
Please note: MCCs are assigned by payment card organisations (e.g. Visa, MasterCard). Instarem does not have a say in the assignment of these codes. A merchant’s registered MCC may not always correspond with its nature of business.
For more information on this, please refer to amaze T&Cs.
