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How Our Foreign Exchange Rates Are Different

Banks and other providers add a mark-up, as high as 5%, to their exchange rate for sending money abroad. At InstaReM, it is up to 8x cheaper through our live FX rates, low remittance fee and no hidden charges.

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InstaReM Advantage
Zero-Margin FX rates*
InstaReM takes no margins and offers rates sourced directly from Reuters. We just charge a nominal fee.
Easy Transfers
Sign up, verify your account and get transacting. Know the exact amount your recipient will get as you set up your transfer.
Loyalty Points
Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.

Send Money To Hong Kong At Zero-Margin Rates*

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Transfer Money To Hong Kong

With Hong Kong’s rise as a prime business hub in the world, money transfers to Hong Kong have also increased by leaps and bounds in the recent years. With InstaReM, everyone from individuals to SMEs to corporates can now transfer money to Hong Kong anywhere, anytime.

Our easy sign-up process and affordable charges make money transfers to Hong Kong convenient. We offer you Zero-Margin FX rates* - rates sourced directly from Reuters with no margins added, apply only a nominal fee, and pay out to your recipient from our local bank account in Hong Kong. Our wide network of banks covers all districts in Hong Kong.

At InstaReM, we are committed to giving you transparent FX rates and keep your transactions free from hidden markups and undisclosed charges. With our Zero-Margin FX rates*, low transfer fees and fast transfers, World Bank has consistently ranked us (as of February 2018), the No. 1 cost-effective remittance platform from Australia and Singapore to several corridors around the globe. To get started with your first money transfer to Hong Kong with InstaReM, click here.

You can also transfer money to other countries in

  • Asia
  • Europe
  • Oceania
  • North America
          *applicable only for certain currencies and certain trading hours
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          [email protected] +1 888-409-3307
          Know Us

          InstaReM USA Corporation is sponsored by Community Federal Savings Bank in the United States, to which InstaReM is a service provider. The InstaReM Program is sponsored by Community Federal Savings Bank.

          • Nium Pte. Ltd (formerly known as InstaReM Pte. Limited) is the holding company of Nium and InstaReM subsidiaries globally.

          We are ISO27001 Certified

          InstaReM ISO27001 Certified

          We top up your account with 75 InstaPoints as soon as you Sign Up.

          InstaPoints are loyalty points that you can redeem against your transactions to give you a discount.

          More The InstaPoints, More The Discount.

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