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Banks and other providers make sending money to Belgium an expensive affair by adding a mark-up and other hidden charges to their exchange rate. At InstaReM, we make it cost-effective through our Zero-Margin FX rates, low remittance fees, and no hidden charges.

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InstaReM Advantage
Zero-Margin FX Rates
We get you mid-market FX rates sourced directly from Reuters and add absolutely no margins!
Fast & Easy Transfers
Sign up, verify your account and get transacting. The recipient typically gets the money in 1-2 business days.
Loyalty Points
Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.
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Transfer Money To Belgium At Zero-Margin Rates

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Send Money To Belgium

With the Belgian economy attracting businesses from around the world, remittances to Belgium have seen a healthy growth in the recent years, thereby leading to a need for international money transfer services. And InstaReM makes sending money to Belgium as easy as placing an order online. One of the main deterrents in transferring money overseas is the exorbitant costs associated with the transfers. That’s where InstaReM is different from other players in the industry. While the average cost of sending remittances is 7.09% of the amount sent, as per a December 2017 World Bank report, leading to huge losses to customers as a result of international remittances, InstaReM charges only a fraction of that fee.

Though banks are the first choice to transfer money overseas, most people don’t realise that banks add heavy margins to FX rates and charge a portion of the amount being sent. This is where InstaReM is different from other players. We are an international money transfer service that allows you to send money to friends, family, and businesses in Belgium.

InstaReM significantly undercuts the competition on transfer fees and speed. We typically take one or two business days for international transfers in certain corridors, while others might take longer depending on the banking system of the destination country. If you are remitting money to Belgium through InstaReM, you can count on our Zero-Margin FX Rates, nominal fees, and easy Sign-Up. We, at InstaReM, also offer InstaPoints as a sign-up bonus and have an amazing referral program. That’s not all! With InstaReM, you can also earn and redeem InstaPoints on every transaction you make with us. Register with us to send money to Belgium.

Frequently Asked Questions
      • Is it safe to send money to Belgium through InstaReM?

        As a FinTech company, InstaReM reports to a number of regulatory bodies globally, and just like banks and other financial institutions, we have preventive measures designed to safeguard your profile against unauthorised access, fraud, and money laundering.

      • How much does it cost to send money to Belgium through InstaReM? InstaReM uses Zero-Margin FX Rates to transfer your money. With us, you always get the exchange rate you see on Reuters or Google. For payments from AUD or HKD to EUR, the fee is 0.5%. For payments from SGD to EUR, the fee is 0.25%. For transfers from MYR to EUR, the fee is 0.6%.  Please note that the fees are subject to change.
      • How much time does it take to send money to Belgium through InstaReM? Typically, InstaReM makes same or next-business-day transfers, 7 days a week. However, some factors that can slow down payment processing are:
        1. Additional information required by InstaReM or recipient bank or financial institution for your security
        2. Payment processing / verifying your bank account
        3. Branch location hours / delivery hours / holidays
        4. Erroneous recipient details
        *Please note that the transfer time may be affected by banking systems and holidays in both the sending and receiving countries. You will receive email notifications as your money transfer progresses through our system. You can track your transfer on the InstaReM website as well as on the app.
      • Which banks in Belgium are covered by InstaReM? InstaReM covers all banks in Belgium, including Argenta, BNP Paribas Fortis, AXA Bank, KBC, Delen Private Bank, Beobank, Crelan and Keytrade Bank, among many others.
      • What details are required to send money to Belgium?
        1. Name: When sending to individuals in Belgium, you need to fill in the beneficiary’s first name and last name.
        2. Address: Beneficiary’s full residential address in Belgium.
        3. Account no: Beneficiary’s local account number in Belgium.
        4. Beneficiary’s bank code: You need your beneficiary’s SWIFT-BIC code to make a transfer to Belgium.
      • What is a SWIFT-BIC Code? Swift Code is a standard format of Bank Identifier Codes (BIC) and it is unique identification code for a particular bank. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use the codes for exchanging other messages between them. You can find  SWIFT codes for Belgium here.
      • Can I send money to the bank account of a business based in Belgium through InstaReM? Yes. You can use InstaReM for business transfers to Belgium.
      • What are the minimum and maximum limits for sending money to Belgium through InstaReM? Individuals: The first transaction limit from Australia is AUD 2500. The limit is removed next transaction onwards. From Malaysia, per day transaction limit is MYR 50,000. There is no limit for transactions from Singapore and Hong Kong. Corporates: From Malaysia, per day transaction limit for businesses is MYR 200, 000. There is no limit for transactions from Australia, Singapore and Hong Kong. Please note that InstaReM accepts payments in whole amounts, not decimals. Transactions above USD 10, 000 must be declared to the authorities concerned.
      • Which currencies are available for payout in Belgium? We make payouts in EUR and USD only. 
      • For what purposes can I send money to Belgium through InstaReM? InstaReM service can be availed by any individual (at least 18 years of age) for personal money transfer needs in Belgium from four countries. The user will be required to specify the purpose of remittance from a specified list of purposes like:
        1. Family maintenance
        2. Gift to family or friends
        3. Credit into your non-resident deposit accounts in Belgium
        4. Payments towards tuition/ hostel fees
        5. Travel services
        6. Home loan repayment (extended by banks)
        7. Insurance premium
        8. Purchase of permissible real estate
        * InstaReM does not support payments for FDI (Foreign Direct Investment) purposes.
      • Does InstaReM support transfers to an email address of a recipient based in Belgium? No. InstaReM does not support transfers to an email address in Belgium.

You can also transfer money to other countries in

  • Asia
  • Europe
  • Oceania
  • North America
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          InstaReM USA Corporation is sponsored by Community Federal Savings Bank in the United States, to which InstaReM is a service provider, except in certain states in which InstaReM USA Corporation is a licensed money transmitter, NMLS ID 1528562 and NJ Lic No L069603.

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