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Fees Fees and exchange rates vary by sending amount, currency, payment method, and receiving country. Please change these parameters to view the applicable fees.

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Transfer time Estimated transfer time may vary based on the currency selected, payment method, and bank timings.

Making your first transfer?

Get a special FX rate on your transfer! Send between USD 1 and USD 3,000 today.

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Plus, enjoy USD 5 off your first transfer of USD 1,000 or more. Use code WELCOME.

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Stay in control with our transparent pricing

Our transfer fee is transparent – never hidden, you’ll always see the exchange rate upfront, giving you total control to send money from the USA at the best rates.

Competitive exchange rates

We provide you the best rates, sourced directly from Reuters.

Low transaction fees

Lower fees than banks and no additional charges.

No hidden fees

You will always see the total fees clearly displayed on our app.

How to send money from USA: 4 easy steps

Sign up for an account online or via our app. Upload proof of address in USA and your identification documents.

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Partner programme

Earn commissions and offer cheap international money transfer options to your audience with the Instarem Affiliate Programme.

Press releases

Read official press releases for our exclusive products and services.

FAQs

  1. Sign up for an  Instarem account by visiting their website or downloading the app from Google Play Store or App Store. Enter your email address and create a password.
  2. Verify your email by clicking on the verification link sent to your email address.
  3. Complete the identity verification process by uploading proof of address and identification documents. This step ensures compliance with regulations. Accepted documents include passport, driving license, or national ID card.
  4. Choose your preferred payment method available based on your location.
  5. Indicate the transfer amount and select the currency. You'll see the exchange rate and estimated processing time.
  6. Enter the recipient's details, including their name and bank account number.
  7. Select the recipient's preferred receiving method, either electronic funds transfer or cash pickup (only at the Philippines) at selected authorised cash collection partners.
  8. Review all transfer details, including amount, exchange rate, and recipient information.
  9. Fund your transfer by making the payment using your chosen payment method.
  10. Verify your international money transfer by entering the verification code sent to your registered phone number or email.
  11. Track your transfer using your Instarem account to monitor its progress.