How can we be sure that amount charged to my credit card shall be paid by Instarem to my beneficiary? 

The amount charged to your designated credit card on Instarem is held in a “Client-held Settlement Account”. Instarem is a regulated entity in Australia, Hong Kong, Singapore and Malaysia, and the funds held in this account cannot be used for any other purpose other than transfer to the beneficiary nominated by you, as per your instructions on the platform. After the amount has been paid to your beneficiary, we provide full transaction details on our platform for your review and reconciliation, and we shall also send a remittance advice to your beneficiary for their records as well. 

This service is available for clients in Australia, Singapore, Hong Kong and Malaysia.