Enter your email address

& your transaction is done!

get started

Fill in your registration details. Please ensure that your date of birth and current address are correct.

step 2


If you have a Australian Driving license we can electronically verify you. Please fill in your Driving license details and your passport details.

step 2a

Document verification

Instarem is required to comply with the requirements of the Anti-Money Laundering and Counter-Terrorism Financial Act 2006 (Cth) (Act). One of the requirements of the Act is to request verification of the personal information provided to Instarem.

step 3

validation and approval

Once we receive all the details, we will do our best to open your account within 24 hours. In case we need any further details, we will contact you.

step 4

Initiate payment

Once your profile is approved. Please select Make a Payment. Add the amount you want to send and click on Submit. Your receipt will be generated with the transfer details.

step 5

Add payee

Add details about the beneficiary. If you don’t know their details, please click on Don’t know details and Instarem will reach out to them to collect the details.

step 6

Initiate poli transfer

Select POLI for immediate transfers. If you select Bank transfers we need to receive the payment in the same business day to send the transfer to the beneficiary.

step 7

Initiate bank transfer

Please include the transaction reference number in the details while sending Bank transfer.

step 8

Payment done

Click on Submit, sit back and relax. Your payment status will be updated and you will be notified once the payment is sent to the beneficiary.