Travel more with amaze: Earn 6X rewards after your spend target 

This travel season, enjoy 6X more rewards with amaze.

From 1 to 15 November 2026, earn a total of 3 InstaPoints per S$1 spent with amaze after reaching your spend target – equivalent to 6X the usual earn rate of 0.5 InstaPoint per S$1.

That’s on top of any regular InstaPoints you earn on eligible wallet spend.

This promotion is only eligible for (a) new customers who sign up using the referral codes specified in these Terms and (b) existing amaze customers who receive their personalised spend target via email or mobile push notifications from Instarem.
Read the complete terms of the promotion below.

TRAVEL MORE WITH AMAZE PROMOTION (1 TO 15 NOVEMBER 2026) – TERMS & CONDITIONS

1. This Travel more with amaze promotion (“Promotion”) is organised and provided by Nium Pte. Ltd. (“Instarem”). The Terms and Conditions set out herein (“Terms”) govern this Promotion.

2. Please read the Terms carefully before participating in this Promotion. By participating in this Promotion, you agree and consent to be bound by these Terms and to receive notifications from Instarem regarding the Promotion.

WHAT IS THE PROMOTION?

3. This Promotion starts on 1 November 2026 at 00:00 SGT and ends on 15 November 2026, 23:59 SGT (“Promotion Period”). It is only eligible for Singapore residents at least 18 years of age, who are either (a) new customers who sign up during the Promotion Period or (b) existing amaze customers who receive a personalised spend target from Instarem by email or push notification (each a “Participant”).

NEW USER REWARD

4. New users who spend at least S$300 on eligible amaze transactions during the Promotion Period will qualify to earn 3 InstaPoints per S$1 spent locally or overseas via amaze wallet or linked card after reaching their S$300 spend target – equivalent to 6X the usual earn rate of 0.5 InstaPoint per S$1.

EXISTING USER REWARD

5. Existing amaze card users who meet their personalised spend target during the Promotion Period will be eligible to earn 3 InstaPoints per S$1 spent locally or overseas via amaze wallet or linked card after reaching their spend target – equivalent to 6X the usual earn rate of 0.5 InstaPoint per S$1, subject to these terms:

5.1. Each eligible participant will be assigned an individual spend target based on their previous spending patterns.

5.2. The spend target applicable to each participant will be communicated via email and push notifications during the Promotion Period.

5.3. Participants who reach their spend target in “Qualifying Spend” (defined below) within the Promotion Period will be eligible for the 6X reward.

5.4. Once a Participant has met their spend target, they will earn 3 InstaPoints per S$1 of Qualifying Spend made after that point during the Promotion Period, locally or overseas, via the amaze wallet or linked card. Any spend made before the spend target is met does not earn the 6X reward.

HOW THE 6X REWARD WORKS

6. Eligible Participant(s) who reach their spend targets can earn 3 InstaPoints for every S$1 spent on qualifying amaze transactions, as compared to the regular 0.5 InstaPoint earned on every S$1 spent via amaze wallet. This is equivalent to six times the standard rate of 0.5 InstaPoint per S$1 (the “6X Reward”).

7. The 6X reward applies to eligible transactions made using the amaze wallet or linked card, locally or overseas during the Promotion Period. The InstaPoints earned under the 6X Reward are in addition to InstaPoints earned under the standard InstaPoints program.

8. Each Participant may earn a maximum of 2,000 InstaPoints under the 6X Reward. InstaPoints earned under the standard InstaPoints programme do not count towards this cap.

9. All eligible transactions must be made within the Promotion Period and meet the applicable qualifying spend requirements to be considered for the 6X reward.

10. InstaPoints earned under the 6X Reward will be credited in the month following the end of the Promotion Period (from 16 December 2026).

11. All Participant(s) must agree to the Instarem and amaze card terms and conditions and Instarem’s privacy policy.

12. “Qualifying Spend” refers to the following Terms:

• The spend is made using the amaze card via wallet or linked card issued to the Participant.
• The transaction date is based on Singapore Time (UTC +08:00) and must be posted during the Promotion Period to count as Qualifying Spend.
• Valid on settled transactions. Cancelled, declined, refunded or unpaid transactions (whether in part or in full) will not be considered for the computation of Qualifying Spend.
• Transactions under other MCCs excluded from earning rewards, listed here, will also not qualify towards the spend target requirement.
• Any top-ups or withdrawals to your amaze wallet will not qualify towards the spend target requirement.

OTHER TERMS AND CONDITIONS

1. For the avoidance of doubt, employees of Instarem and its affiliates are not eligible to receive any Rewards under this Promotion.

2. InstaPoints expire within twelve (12) months of being credited.

3. Instarem may at its sole and absolute discretion at any time and without prior notice to you: (a) amend or vary the Terms; (b) forfeit, disqualify or refuse to allow any user to participate in the Promotion without having to provide any reasons or justifications; and/or (c) modify, withdraw or discontinue, temporarily or permanently, the Promotion or any part thereof.

4. Instarem is not obliged to provide any reason, explanation, or clarification to anyone, regardless of their participation in the Promotion.

5. Any decision made by Instarem in relation to the Promotion shall be final and conclusive and any request for appeal review shall not be entertained.

6. Instarem will not be liable or responsible for any issues with any network, software provider or any technical limitations or breakdown that adversely affect your participation in the Promotion.

7. Instarem will not be liable or responsible to you for any claims of loss or damage including loss of business, revenue or profits, or any indirect or consequential loss whatsoever, arising out of or in connection with your participation in the Promotion.

8. Instarem reserves the right to extend the Promotion Period at its sole discretion, subject to updated terms being published.

9. Any collection, use and disclosure of your personal data for this Promotion will be in accordance with Instarem’s privacy policy, a copy of which may be accessed on the Instarem app or https://www.instarem.com/terms-policies/.

10. The terms and conditions relating to the use of the Instarem account, InstaPoints and the Instarem amaze card continue to apply and are incorporated by reference herein, a copy of which may be accessed on the Instarem app or https://www.instarem.com/terms-policies/.

11. In the event of any inconsistency or discrepancy between these Terms and the contents of any brochure, marketing and/or promotional materials relating to the Promotion, these Terms shall prevail.