Trustpilot

4.1/5 – Excellent. From 8930 reviews

International money transfers

Send money overseas from Singapore. Make every dollar count with a trusted service preferred by customers worldwide. Experience the convenience of transferring money online from Singapore. Enjoy fast and secure transfers right at your fingertips.

Please enter amount

Why Instarem?

Everybody has their thing. Ours is helping you transfer money internationally from Singapore with the least amount of fuss. We are not your average money transfer provider. Our technology is smarter, faster, and more reliable. You can call it hassle-free. We call it Money Simple.

Fast

Most transfers are instant or same day

Low-cost

Competitive exchange rates and low fees

Safe

Licensed and regulated in 11 countries

Transparent

All costs are upfront, no hidden charges

Rewarding

Earn rewards on every transaction

Mobile app screen showing Instarem with a blue Help banner and payment section visible on a smartphone.

One app for all your overseas transfers

We believe in keeping things simple, fast, and low-cost. Just a few taps and your money can be on its way, without breaking the bank. Get better exchange rates, full transparency, and easy tracking of your money.

Fast and secure international transfers

Send money confidently to 60+ countries in minutes.

Earn rewards on eligible spend

Every Instarem money transfer and amaze wallet transaction will reward you with InstaPoints. They all add up in one balance, so you can earn across both and use your points your way.

Learn more about InstaPoints here

Travel and save with amaze

Great rates. More rewards. One card.

Get more with amaze. Enjoy 0 FX fees, cashback and KrisFlyer miles to make every trip count.

Great FX rates

Skip those hefty bank markups. Get competitive FX rates and low fees, and keep more in your pocket.

More rewards

Earn InstaPoints with amaze wallet and turn them into cashback, KrisFlyer miles or transfer discounts. Your pick!

Ultimate convenience

Top up your amaze wallet or link amaze to a Mastercard. Switch anytime, pay easily — all with one amaze card.

Learn more about amaze

Find the best rate for your money transfer

Compare Instarem’s rate for with other providers and see the difference yourself.

If you use You’ll get*

*Rates available as on including any applicable fees.
Note: Rates may vary based on market fluctuations and transfer methods.
Please check the updated rates and fees at the time of setting up your transaction.

What our customers say

4.1

8930 Reviews Excellent

Super quick and easy. SY

Ease of use and super fast credit to the recipient Rajat Chhabra

Speed of transfer and the effectively updated website routines Graham C.

Great service and expected to be little bit faster like before.. overall satisfied Bibhu S

it’s competitive rates and fast Desy

Since the time i have started using Instarem, there have been no regrets. The app is great, process is simple, easy to understand and quite transpa… Joe Serrao

Excellent Support Amarnath Jeyam

All good and fast so far Selly Isnaini

This has the be the best and fastest way I have ever found of sending money overseas Andrew Day

The transfer was easy, quick with absolutely no hassle. It was almost instantaneous! The amount reached the recipient account in a matter of just… John

Money transfers at your fingertips

Our quick sign-up gets you started, and with both web and app options, it’s super easy to use. Make your remittances simple and rewarding – join us today!

Send money overseas

Send to 60+ countries and track your transfers in real-time.

Get rewarded

Earn InstaPoints on every transfer for discounts on your next one.

Watch our rates

Set FX rate alerts and get notified when your preferred rate hits.

Ready to get started?

Learn more about how we transfer your money abroad or create an account to start transferring today.

Looking for an easy global payment solution for your business?

We provide fast and cost-effective international payments for all your business needs. With us, you can focus on what truly matters.

View Instarem business

Send money from Singapore

Africa

Asia-Pacific

Europe

America

Ghana

Kenya

Nigeria

Uganda

Australia

Bangladesh

Bhutan

China

Hong Kong

India

Indonesia

Japan

Malaysia

Mauritius

Nepal

New Zealand

Pakistan

Philippines

Saudi Arabia

Singapore

South Korea

Sri Lanka

Thailand

United Arab Emirates

Vietnam

Europe

Austria

Belgium

Bulgaria

Croatia

Cyprus

Czech Republic

Denmark

Estonia

Finland

France

Germany

Greece

Hungary

Iceland

Ireland

Italy

Latvia

Lithuania

Luxembourg

Malta

Monaco

Netherlands

Norway

Poland

Portugal

Romania

San Marino

Slovakia

Slovenia

Spain

Sweden

Switzerland

Turkey

United Kingdom

Argentina

Brazil

Canada

Chile

Colombia

Dominican Republic

Guatemala

Peru

United States of America

Uruguay

If you cannot find the location you would like to send to, it means we currently do not support transfers to that destination, but we are working on it! Do come back and check again as we are continuously updating our services.

More currency pairings for SGD

Africa

Asia-Pacific

Europe

America

SGD to GHS

SGD to KES

SGD to NGN

SGD to UGX

SGD to AUD

SGD to BDT

SGD to CNY

SGD to HKD

SGD to INR

SGD to IDR

SGD to MYR

SGD to NPR

SGD to NZD

SGD to PKR

SGD to PHP

SGD to SAR

SGD to KRW

SGD to LKR

SGD to THB

SGD to AED

SGD to VND

SGD to EUR

SGD to GBP

SGD to TRY

SGD to ARS

SGD to USD

SGD to BRL

SGD to CAD

SGD to CLP

SGD to COP

SGD to DOP

SGD to GTQ

SGD to PEN

SGD to UYU

If you cannot find your desired currency pair, it means that transfers to that specified currency are not supported by our services, but we are working on it! Do come back and check again as we are continuously updating our services.

FAQs

What is the best way to transfer money internationally from Singapore?

There are many ways to send money abroad including banks, retail money transfer operators and online money transfer services. The best international money transfer option depends on key factors such as exchange rates, transfer fees and speed.

While some banks and financial organisations may have unfavourable rates and hidden fees, Instarem offers competitive foreign exchange rates close to mid-market rates, with low fees. New users get a special offer on their first transfer, plus, every transaction earns you InstaPoints that can be redeemed for even more savings.

With fast, secure, and low-cost transfers, Instarem is a smart choice to send money internationally.

How does the Instarem money transfer service work?

Instarem allows you to make global money transfers effortlessly. You can send money online to your loved ones, pay for education fees, or transfer funds to your own account in over 60 countries.

To get started, just create an account on instarem.com or download the Instarem app. Enter your sending amount and recipient’s details and fund your transfer. Your recipient doesn’t need an Instarem account to receive money.

Once we get your funds, we send them directly to your recipient’s bank account in their local currency. It’s quick and easy, and with our favourable rates and fees, you can enjoy great value on every foreign currency transfer.

What are the benefits of sending money online with Instarem?

Sending money abroad with Instarem is simple and affordable, with no hidden fees or unfair FX margins. We make international money transfers seamless with a quick, hassle-free process— no lengthy forms, no unnecessary delays. 

Here’s how you can benefit from sending money with us:

Fast: Most transfers are instant or same-day.

Low-cost: Get competitive exchange rates and low fees.

Safe: Instarem is licensed and regulated in 11 jurisdictions.

Transparent: All costs are upfront, no hidden charges.

Convenient: Track your transfer in real time on our app.

Rewarding: Earn InstaPoints on every transaction.

How can I send money abroad using Instarem?

You can send money abroad with Instarem in just a few simple steps:

Sign up: Download the Instarem app, create an account for free and verify your identity.
Add a recipient: Add a new recipient or choose from your phone contacts. You can send money to yourself, family and friends.
Add your transfer details: Use the currency calculator to select the sending amount and receiving country. You’ll see exchange rates and fees upfront, with no hidden charges.
Authorise and pay: Fund your money transfer via your preferred payment method.

Once we receive the funds, we’ll process your transfer and notify you when it’s sent. You can also track your transfer in real time on the app.

How much money can I send overseas from Singapore?

What information do I need to provide to make an international money transfer with Instarem?

As a licensed and regulated service, Instarem requires certain details to verify your identity and safeguard your transactions. To send money abroad with Instarem, you’ll need to provide: 

Your personal details: Name, email, phone number, identity proof (like a National ID or passport), and address documents.

Your recipient’s details: Full name and bank account information.

Your money transfer details and reason for transfer.

Depending on your reason for transfer, we may ask for supporting documents like a university letter, education visa, or emigration payment invoice.

How long does an Instarem online money transfer take?

You can set up an overseas money transfer on our website or app within minutes. Once we receive your funds, your transfer may be sent to your recipient instantly or may take up to 1-2 business days. The time it takes to send money depends on several factors including your payment method, destination country, and the receiving bank’s processing time.

How can I track my money transfer with Instarem?

Does Instarem have any offers on international money transfers from Singapore?

Yes, in addition to our great exchange rates, we have special offers to help you save even more on your transfers.

New user benefits: Get a special offer like zero fees or special exchange rates on your first global money transfer. You can check the available offer when setting up your transfer on our website or app.

Large transfer offer: If you’re planning a large money transfer, you can connect with us and get an exclusive offer.

InstaPoints: You can earn InstaPoints on every successful transfer and redeem them for discounts on future money transfers.

Referral bonus: You can earn a 50 USD-equivalent bonus plus 200 InstaPoints for every friend you refer who completes their first transfer with us.

Limited-time promotions: We run exclusive offers through the year – keep your notifications on so that you don’t miss out.

Please note that minimum transfer amounts and other terms may apply.

What other services does Instarem offer?

In addition to international money transfer for individuals, Instarem offers cross border payment solutions for businesses. Small and medium enterprises can easily pay their overseas suppliers and employees in 160+ countries while enjoying competitive exchange rates, low fees, and dedicated support. Learn more here.

Instarem also offers the amaze card in Singapore – a multi-currency travel card that makes spending overseas easy, with big savings and rewards. Learn more here.

Show more Show less