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*Nium makes money when it changes your send currency into a different currency

How Our Foreign Exchange Rates Are Different

Banks and other providers add a mark-up, as high as 5%, to their exchange rate for sending money abroad. At InstaReM, it is up to 8x cheaper through our FX rates, low remittance fee and no hidden charges.

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InstaReM Advantage
Low Cost
InstaReM charges nominal fees on your money transfers. Our competitive rates are sourced from Reuters.
Easy Transfers
Sign up, verify your account and get transacting. Know the exact amount your recipient will get as you set up your transfer.
Loyalty Points
Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.

Send Money To Hong Kong At Low Cost

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Transfer Money To Hong Kong

With Hong Kong’s rise as a prime business hub in the world, money transfers to Hong Kong have also increased by leaps and bounds in the recent years. With InstaReM, everyone from individuals to SMEs to corporates can now transfer money to Hong Kong anywhere, anytime.

Our easy sign-up process and affordable charges make money transfers to Hong Kong convenient. We offer you low cost money transfers, Our competitive rates are sourced from Reuters with minimal markups added, apply only a nominal fee, and pay out to your recipient from our local bank account in Hong Kong. Our wide network of banks covers all districts in Hong Kong.

At InstaReM, we are committed to giving you transparent FX rates and keep your transactions free from hidden markups and undisclosed charges. With our low cost money transfers, low transfer fees and fast transfers, World Bank has consistently ranked us (as of February 2018), the No. 1 cost-effective remittance platform from Australia and Singapore to several corridors around the globe. To get started with your first money transfer to Hong Kong with InstaReM, click here.

You can also transfer money to other countries in

  • Asia
  • Europe
  • Oceania
  • North America
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          Know Us

          NIUM, Inc. (formerly known as InstaReM USA Corporation), operates in the United States under a program sponsored by Community Federal Savings Bank, to which NIUM is a service provider (NMLS ID No. 1528562).

          • NIUM Pte. Ltd. (formerly known as InstaReM Pte. Limited) is the holding company of NIUM and InstaReM subsidiaries globally.

          We are ISO27001 Certified

          InstaReM ISO27001 Certified

          We top up your account with 75 InstaPoints as soon as you Sign Up.

          InstaPoints are loyalty points that you can redeem against your transactions to give you a discount.

          More The InstaPoints, More The Discount.

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