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InstaReM review on fs2ym.com
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FS2YM and InstaReM brings you the best experience of sending money overseas.
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InstaReM Advantage

Zero-Margin FX Rates
We get you mid-market rates sourced directly from Reuters and add absolutely no margins! We charge a nominal fee.
Fast & Easy Transfers
Sign up, verify your account and get transacting. Recipient typically gets the money in 1-2 business days.
Loyalty Points
Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.
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InstaReM Review

  • The Overall Experience Was Seamless
    The overall experience was seamless right from the account set up until the first amount transfer phase. The UI is very simple and easy to follow. Thanks for good service.
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    Rashmi Krishnamoorthy Pandyar
    2013-09-07T13:37:00
  • Exceptional Value!!
    Exceptional value for remittance with best exchange rate period! Transparency redefined. Thanks for saving remitters from banker loots.
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    Kalyan
    2013-09-07T13:37:00
  • Happy Customer :)
    Using the InstaReM service for over 2 years and really happy with the fast transactions and the payment portal is pretty much straightforward and easy to use. Would definitely recommend to others.
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    Sijilraj Rajagopal
    2013-09-07T13:37:00
  • Seamless Experience
    I have been using InstaReM for more than two years now and I have constantly found the best exchange rates on the website. To add to that, the commission is low as well. I started with Western Union and due to some issue did one transaction with InstaReM and have never looked back since. Highly recommended.
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    Himanshu Mishra
    2013-09-07T13:37:00
  • Excellent Service, Best In Australia
    I am using InstaReM since 2016. It's not only because they offer best rate and lowest charges, also I found it faster and they offer better customer service than a lot of other service providers. I honestly recommend them for anyone who wants to send money overseas.
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    Sauvik Podder
    2013-09-07T13:37:00
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Get Zero-Margin Exchange Rates

At InstaReM, we provide you Zero-Margin FX rates - mid-market rates sourced directly from Reuters, with absolutely no margins added! We also transparently display our remittance fee, and the exact amount that the recipient would receive.

Use InstaReM and start saving on international money transfers. With us, your money can now #domore! You can also track your desired FX rates by subscribing to our FX alerts.

Get Rate Alerts
Mid-Market FX Rate,
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Frequently Asked Questions
  1. What does InstaReM do?
    InstaReM is a leading digital cross border payments company which enables consumers, Small and Medium Enterprises and financial institutions to make international money transfers at a low cost. We were founded in 2014 in Singapore with licenses and offices in Singapore, Australia, Malaysia, Hong Kong, India, USA, Canada and EU.
  2. Why use InstaReM over a bank or any other Money Transfer Operator (MTO)?
    Transferring money overseas through banks and MTOs can be an expensive affair since they add unfair margins to FX rates and have hidden fees. Sometimes it's not even clear what the recipient's actually going to receive! At InstaReM, we are bringing transparency to the otherwise obscure world of international money transfers. We offer Zero-Margin FX rates, mid-market rates sourced directly from Reuters, and add no margin to it. We only charge a nominal fee to cover the cost of processing your transaction. We also maintain complete transparency and give you an accurate breakup of your transfer. In fact World Bank remittance site has consistently rated InstaReM as #1 cost-effective money transfer provider from Australia and Singapore to multiple countries.
  3. How do I create an account with InstaReM?
    Account creation is easy. You just need to signup with your email ID or Google / Facebook ID. Click here to create an account.
  4. How much fees does InstaReM charge?
    Our fees differ from countries and corridors of transfers with typical fees varying between 0.25% to 1%. The fees are subject to change and can be reviewed for any given time on the InstaReM currency converter.
  5. Can I open an InstaReM account for business?
    Yes, you can. All you need to do is register as a business while signing up with us.
  6. Is my money safe with InstaReM?
    InstaReM is a licensed service provider with licenses in Australia, Singapore, Hong Kong, Malaysia, India, US, EU and Canada. Moreover we maintain complete transparency to give you better control over your transactions and our thorough verification processes ensure that your money is safe with us and reaches the right recipients.

We top up your account with 75 InstaPoints as soon as you Sign Up.

InstaPoints are loyalty points that you can redeem against your transactions to give you a discount.

More The InstaPoints, More The Discount.

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