What restrictions can I set for my Instarem Business Card? 

You can customise restrictions at three levels: 

  1. Channel Restrictions 
    a. Control where the card can be used. Default settings enable all channels: 
    i. Overseas Transactions: Enable or restrict use outside Singapore. 
    ii. Overseas ATM Withdrawal: Allow or restrict withdrawals abroad. 
    iii. In-Store Purchase: Enable or restrict offline purchases at POS terminals. 
    iv. Online Purchase: Enable or restrict online transactions. 
    v. Magstripe Transactions: Allow or restrict swiping the card offline. 
  1. MCC Restrictions 
    a. Block specific merchant types using Merchant Category Codes (MCCs). 
  1. Card Limits 
    a. Set spending limits: 
    i. Per Transaction 
    ii. Daily Limit 
    iii. Monthly Limit 

Related FAQs

Where can I find my Instarem Business Card details?  What do the different card statuses mean?  How do I set or update my Instarem Business Card limits?  How do I block certain Merchant Category Codes (MCCs)?  How can I restrict usage of the Instarem Business Card across different channels? How do I freeze or block my Instarem Business Card? 

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Have a Personal Instarem account?

  1. Log in to your account on the Instarem app or web.
  2. Go to your Profile section.
  3. Tap on Help.
  4. Search for the relevant topic.
  5. Raise a ticket or chat with us if you didn’t find what you were looking for.

Have a Business Instarem account?

  1. Log into your account on the Instarem business portal.
  2. Tap on Help.
  3. Search for the relevant topic.
  4. You can raise a ticket by:
    • Clicking Submit a request at the top-right corner of the Help Centre page, or
    • Clicking Raise a ticket after selecting a topic or FAQ.
  5. We’ll get back to you once your request is submitted.