Overseas payments are easy on I.

Pay your subsidiaries, vendors, suppliers, and freelancers in US dollars or in local currency with competitive exchange rates.

Your money is secure with I.

NIUM, Inc. (formerly known as InstaReM USA Corporation), operates in the US under a program sponsored by Community Federal Savings Bank.

SMBs and major banks trust us to transfer their funds globally. You can too. We’ve processed billions of dollars in payment volume.

Better than International Wire Transfers

Transfer funds globally with ease and complete transparency.

Global Speed

Move your money across the world, often in the same day we receive your funds.

Easy Reconciliation

Track the status of your money transfers. Download your transaction reports.

Batch Payments

Transfer payments to several beneficiaries, in multiple currencies, in one go with single funding.

Safe and Secure Transfers

We are licensed by financial regulators in eight countries, while our compliance teams work closely with regulators in each region.

Transfers you can trust

“Previously we were using traditional methods to move money cross border. I was frustrated with the opaque and high fees. Having started with Instarem, my FX costs have gone down, and I am assured of the amount of foreign currency I will receive. This has given me full visibility of all transactions”

Jonathan, CFO — SellinAll

“With InstaReM, the flow of funds and charges are listed clearly. If there are any problems with the remitting of funds, customer service will get back to me promptly with the scenario and solution. This has allowed me to build and gain trusts from my suppliers from overseas. I would highly recommend using InstaReM!”

Jennifer Ang — Shin Ya-o-ya

“We have been using Instarem since Sep 2019 for our international payments. It has given us major savings in terms of transfer costs and exchange rates. Our vendors are also happier as the payments are faster realized by them.”

Suman — Stratagile