amaze vs YouTrip: Why amaze Is the Smarter Pick for Singaporeans in 2026
“amaze and YouTrip both offer 0% FX, but they reward you differently. amaze runs…
Great rates. More rewards. One card.
Get more with amaze. Enjoy 0 FX fees, cashback and KrisFlyer miles to make every trip count.

Why choose between saving and earning?
Skip those hefty bank markups. Get competitive FX rates and low fees, and keep more in your pocket.
Earn InstaPoints with amaze Wallet and turn them into cashback, KrisFlyer miles or transfer discounts. Your pick!
Top up your amaze Wallet or link amaze to a Mastercard. Switch anytime, pay easily — all with one amaze card.
amaze is built to save you money, not charge you for it.
There are no annual fees, no admin fees, and no hidden FX markups when you spend in foreign currencies with the amaze wallet.

Use your amaze card in 2 different ways: amaze wallet or amaze link.
Switch between them anytime.


Earn InstaPoints on amaze wallet spend and convert them to cashback or KrisFlyer miles.

Convert InstaPoints into KrisFlyer miles for flight redemptions or upgrades.
Redeem InstaPoints as cashback in your wallet and spend it your way.
Get up to 100,000 USD travel medical insurance and 700+ offers on shopping, dining, entertainment and travel.
Quick escape or big adventure? amaze has you covered. Travel stress-free and spend easily with rewards along the way.

Top up your amaze wallet and withdraw up to 1,000 SGD daily at any ATM overseas.

Lock the best rates to exchange, store and spend multi-currencies at your convenience.

Get your global eSIM. Up to 20% off data. Stay connected, save big!

Add your amaze card in seconds, then tap to pay wherever you go – fast, secure and fuss-free.
Learn more about Apple Pay or Google Pay


We’ve got your back! Founded in Singapore and regulated by the Monetary Authority of Singapore (MAS), Instarem gives you a secure way to move your money confidently.
We process millions of international transfers and card payments safely every month.
Instarem is licensed by the Monetary Authority of Singapore in Singapore.
Need help? Chat with us or raise a query through our Help Centre.
Sending money overseas? Make your move with great exchange rates and rewards.
Send to 60+ countries and track your transfers in real-time.
Earn InstaPoints on every transfer for discounts on your next one.
Set FX rate alerts and get notified when your preferred rate hits.

“amaze and YouTrip both offer 0% FX, but they reward you differently. amaze runs…
amaze has relaunched InstaPoints redemption with a great cashback option: redeem 1,000 InstaPoints for…
Referring a friend to Instarem now pays a flat 2,000 InstaPoints (25 SGD) to…
amaze now gives you more ways to spend and earn rewards. Enjoy competitive FX rates…
The SWIFT code, comments-field wording, and form Kotak needs to book your FCNR deposit…
The Customer ID, SWIFT details, and comments-field wording HDFC needs to book your FCNR…
Instarem supports direct payments to DHA (Defence Housing Authority) Pakistan from overseas, with auto-fetched…
If you’re an NRI earning in a foreign currency — whether that’s…
You’ve decided to open an FCNR deposit. Your NRE or…
FCNR deposits are getting a lot of attention right now — and for good reason. Following…