Meet Instarem’s new multi-currency wallet

09 Feb 2024
4 mins read
Written by Team Instarem

Travelling again is a fantastic feeling, but it comes with setbacks.


How many of us have run into the inevitable problem of having too many currencies and not enough room in our wallets?


Gone are the days of getting to keep the funny-looking coins and bills as souvenirs; these days, we just have to stuff them back into our wallets and hope they don’t get lost somewhere along the way.


Thankfully, thanks to technology, we don’t necessarily need to carry physical currency anymore – at least when we’re running out of space.


Instarem has just released its new multi-currency wallet, which allows you to hold, convert and manage multiple currencies with ease! In this article, we’ll tell you all about the new wallet and how to use it! 

What is a multi-currency wallet?

If you’re like most people, you probably have several different currencies in your wallet. You may have Sing dollars, Euros and British pounds all jumbled together. Wouldn’t it be great if there was an easy way to manage all of those currencies without having to carry them around in your pocket?


That’s basically what the multi-currency wallet is for. It’s an online wallet that takes it up a few notches by giving it international roaming capabilities – that’s right, you can now store multiple currencies all at once! Goodbye exorbitant exchange charges, hello financial flexibility on your travels!


The best part about this you can lock in favourable exchange rates with a few taps of your finger, switch between currencies as if it were no big deal, and even make payments effortlessly.


This means that you can play the money exchange game without taking a hefty hit in the wallet.


So, if you’re the kind of person who’s always on the go and loves to explore new places, then a multi-currency wallet should definitely be your best buddy!

Wait… is this different from the amaze wallet I know?

It’s still the same wallet, just with expanded functions.


Here at Instarem, we get that your hard-earned money is best spent when YOU have control. That’s why we’ve gone above and beyond to create a system designed to give you ultimate freedom – locking-in favourable rates, with payment options available on your travels.


Alongside linking with Mastercard and local credit/debit cards, you can now convert Singapore Dollars into EUR, JPY, GBP, AUD, CHF NZD, USD, CAD,THB and MYR.


Still confused? Don’t worry! You just need to remember that your wallet can hold up to ten different types of currencies at once with a maximum top-up value of SGD 3,000*.


But with such great power comes great responsibility – so make sure you keep an eye out for the best rates because, at Instarem, we only want what’s best for you!

What about InstaPoints?

There’s no need to worry as long as you spend in foreign currencies with Instarem’s wallet—you will still be eligible for our InstaPoints rewards programme!

Amazed yet? Here’s how easy it is to hold, convert and manage multiple currencies

Login to your Instarem App.


Go to your amaze card section and you will see your multicurrency wallet underneath your amaze wallet. Click on “manage.”



You will see the wallet balance with ten different currencies. Just remember to top up with Singapore dollar first.


Once you are done, you can convert to EUR, JPY, GBP, AUD, CHF NZD, USD, CAD, THB and MYR.


Click on whichever currency you want to convert to. Input the amount and press the ‘convert’ tab


convert currencies on instarem app amaze wallet


And that’s it. It’s that simple.

Heading to Australia, Europe, Japan, Malaysia, New Zealand, United Kingdom, Switzerland, USA, Canada, Liechtenstein and Thailand?

Convert the to the relevant currencies before or during your trip – whenever FX rates are in your favour.


And once you are at your destination,  select your payment source as “amaze wallet” before you pay your overseas purchase with the amaze card.


payment source

What happens if you don’t have a balance in that currency? Well, your other currencies will be used. The order is:


  • SGD
  • EUR
  • USD 
  • JPY
  • THB 
  • GBP
  • AUD
  • CHF
  • NZD
  • CAD
  • MYR (NEW)


The amaze wallet will decline transactions when insufficient funds are detected – so keep an eye out!

Not heading to any of these destinations? No worries!

You can pay via amaze card by linking your credit/debit card through the Instarem app.


Need help?


  • Check out our  Frequently Asked Questions Go to Help Centre on the app and send an enquiry
  •  Fire up the chatbot for instant assistance.


*Disclaimer: All images shown are for illustrative purposes.

About Instarem

Instarem stands at the forefront of international money transfer services, facilitating fast and secure transactions for both individuals and businesses. Our platform offers competitive exchange rates for popular currency pairs like USD to INR, SGD to INR, and AUD to INR. If you're looking to send money to India or transfer funds to any of 60+ global destinations, Instarem makes it easy for you. We are dedicated to simplifying cross-border payments, providing cutting-edge technology that support individuals and businesses alike in overcoming traditional fiscal barriers normally associated with banks. As a trusted and regulated brand under the umbrella of the Fintech Unicorn Nium Pte. Ltd., and its international subsidiaries, Instarem is your go-to for reliable global financial exchanges. Learn more about Instarem.