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Banks and other providers add a markup and other hidden charges to their exchange rate for sending money abroad. At InstaReM, we make it cost-effective through our Zero-Margin FX rates, low remittance fee, and no hidden charges.

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InstaReM Advantage
Zero-Margin FX Rates
We get you mid-market rates sourced directly from Reuters and add absolutely no margins! We charge a nominal fee.
Easy Transfers
Sign up, verify your account and get transacting. Know the exact amount your recipient will get as you set up your transfer.
Loyalty Points
Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.
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Transfer Money To Greece At Zero-Margin Rates

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Send Money To Greece

With an average of more than 17 million tourist arrivals per year, Greece has constantly been on the list of the top 10 most-visited countries in Europe. If Greece is on your holiday list this year, or you are planning a fund transfer to the country for any other reason, to your friends, family or to a business, knowing the best exchange rates can come in handy for sending money to Greece. Don’t let high bank fees and FX spreads dampen your spirit. InstaReM is here to help you eliminate all the unnecessary charges from your overseas money transfers. We offer Zero-Margin FX rates, the mid-market rates that we source from Reuters with no margins added, low transfer fees, and zero hidden charges so that you don’t lose money by transferring at an unfair rate.

InstaReM makes your overseas money transfers easy. Sign Up with InstaReM, fill in your details, upload your documents and wait for us to quickly verify your account. Once we approve your account, you are ready to send and save with InstaReM. You will receive timely updates through email when we receive your money and also one when it’s been paid to the recipient. Most transfers with InstaReM happen the same day, whereas banks take twice as long to process your transactions.

InstaReM offers money transfer services to businesses as well as individuals. If your business requires you to transfer money to Greece regularly, InstaReM helps you save money by giving you access to the Zero-Margin exchange rates and charging only a small fee for the transfer. InstaReM not only saves you money on international payments but also gives you all the transaction details on email for your financial records. Whether you are a regular user or an infrequent one, our fees remain unchanged for all and sundry. All that matters is the amount you are transferring as we charge a small percentage of that amount as our fee. The best part of using InstaReM is that we are incredibly straightforward.

If you are travelling to Greece, or have a family to support in Greece, try InstaReM for cost-efficient money transfers. Register to send money to Greece.

Frequently Asked Questions
  • Is it safe to send money to Greece through InstaReM? As a FinTech company, InstaReM reports to a number of regulatory bodies globally, and just like banks and other financial institutions, we have preventive measures designed to safeguard your profile against unauthorised access, fraud, and money laundering.
  • How much does it cost to send money to Greece through InstaReM? InstaReM uses Zero-Margin FX Rates to transfer your money. With us, you always get the exchange rate you see on Reuters or Google. For payments from AUD or HKD to EUR, the fee is 0.5%. For payments from SGD to EUR, the fee is 0.25%. For transfers from MYR to EUR, the fee is 0.6%. Please note that the fees are subject to change.
  • How much time does it take to send money to Greece through InstaReM? Typically, InstaReM makes same or next-business-day transfers, 7 days a week. However, some factors that can slow down payment processing are:
    1. Additional information required by InstaReM or recipient bank or financial institution for your security
    2. Payment processing / verifying your bank account
    3. Branch location hours / delivery hours / holidays
    4. Erroneous recipient details
    * Please note that the transfer time may be affected by banking systems and holidays in both the sending and receiving countries. You will receive email notifications as your money transfer progresses through our system. You can track your transfer on the InstaReM website as well as on the app.
  • Which banks in Greece are covered by InstaReM? InstaReM covers all banks in Greece, including National Bank of Greece, Alpha Bank, Attica Bank, Bank of Cyprus, Bank of Greece and Eurobank Ergasias, among many others.
  • What details are required to send money to Greece?
    1. Name: When sending to individuals in Greece, you need to fill in the beneficiary’s first name and last name.
    2. Address: Beneficiary’s full residential address in Greece.
    3. Account no: Beneficiary’s local account number in Greece.
    4. Beneficiary's Bank Code: You need your beneficiary’s SWIFT-BIC code to make a transfer to Greece.
  • What is a SWIFT-BIC Code? Swift Code is a standard format of Bank Identifier Codes (BIC) and it is unique identification code for a particular bank. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use the codes for exchanging other messages between them. You can find SWIFT codes for Greece here.
  • Can I send money to the bank account of a business based in Greece through InstaReM? Yes. You can use InstaReM for business transfers to Greece.
  • What are the minimum and maximum limits for sending money to Greece through InstaReM? Individuals: The first transaction limit from Australia is AUD 2500. The limit is removed next transaction onwards. From Malaysia, per day transaction limit is MYR 50,000. There is no limit for transactions from Singapore and Hong Kong. Corporates: From Malaysia, per day transaction limit for businesses is MYR 200, 000. There is no limit for transactions from Australia, Singapore and Hong Kong. Please note that InstaReM accepts payments in whole amounts, not decimals. Transactions above USD 10, 000 must be declared to the authorities concerned.
  • Which currencies are available for payout in Greece? We make payouts in EUR and USD only.
  • For what purposes can I send money to Greece through InstaReM? InstaReM service can be availed by any individual (at least 18 years of age) for personal money transfer needs in Greece from four countries. The user will be required to specify the purpose of remittance from a specified list of purposes like:
    1. Family maintenance
    2. Gift to family or friends
    3. Credit into your non-resident deposit accounts in Greece
    4. Payments towards tuition/ hostel fees
    5. Travel services
    6. Home loan repayment (extended by banks)
    7. Insurance premium
    8. Purchase of permissible real estate
    * InstaReM does not support payments for FDI (Foreign Direct Investment) purposes.
  • Does InstaReM support transfers to an email address of a recipient based in Greece? No. InstaReM does not support transfers to an email address in Greece.

You can also transfer money to other countries in

  • Asia
  • Europe
  • Oceania
  • North America
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