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Banks and other providers add a markup and other hidden charges to their exchange rate for sending money abroad. At InstaReM, we make it cost-effective through our Zero-Margin FX rates, low remittance fee, and no hidden charges.

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InstaReM Advantage
Zero-Margin FX Rates
We get you mid-market rates sourced directly from Reuters and add absolutely no margins! We charge a nominal fee.
Easy Transfers
Sign up, verify your account and get transacting. Know the exact amount your recipient will get as you set up your transfer.
Loyalty Points
Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.
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Transfer Money To Vietnam At Zero-Margin Rates

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Send Money To Vietnam

Tired of paying high remittance fees on money transfers to Vietnam? Break free of hidden charges with Zero-Margin FX rates offered by InstaReM. We enable individuals, SMEs and corporates to remit money to Vietnam in a safe and cost-effective manner. If you are working abroad and need to send money to your family in Vietnam, here is the remittance partner that you have been looking for.

Register with InstaReM and we will convert your money into Vietnamese Dong using our Zero-Margin FX rates. InstaReM believes in transparency, and we give our clients a detailed break up of every transaction along with timely updates on the status of their transactions. Once you set up a transfer with us, we apply a nominal fee and payout to your beneficiary from our local bank account in Vietnam. InstaReM is fast, convenient and offers you Zero-Margin exchange rates for money transfers to anywhere in Vietnam – from Saigon to Ho Chi Minh City to Da Nang. Want to make money remittance to Vietnam easy? Click here.

Frequently Asked Questions
  • Is it safe to send money to Vietnam through InstaReM? As a FinTech company, InstaReM reports to a number of regulatory bodies globally. Just like banks and other financial institutions, we have preventive measures designed to safeguard your profile against unauthorised access, fraud and money laundering.
  • How much does it cost to send money to Vietnam through InstaReM? InstaReM uses Zero-Margin FX Rates to transfer your money. With us, you always get the exchange rate you see on Reuters or Google. For payments from AUD to VND and HKD to VND, the fee is 0.5%. For payments from SGD to VND, the fee is 0.25%. For transfers from MYR to VND, the fee is 0.6%. Please note that the fees are subject to change.
  • How much time does it take to send money to Vietnam through InstaReM? Typically, InstaReM makes same or next-business-day transfers, 7 days a week. However, some factors that can slow down payment processing are:
    1. Additional information required by InstaReM or recipient bank or financial institution for your security
    2. Payment processing / verifying your bank account
    3. Branch location hours / delivery hours / holidays
    4. Erroneous recipient details
    *Please note that the transfer time may be affected by banking systems and holidays in both the sending and receiving countries. You will receive email notifications as your money transfer progresses through our system. You can track your transfer on the InstaReM website as well as on the app.
  • Which banks in Vietnam are covered by InstaReM? InstaReM covers all banks in Vietnam, including Vietcombank, VietinBank, Asia Commercial Bank, Citibank Vietnam, Tien Phong Bank, LienVietPostBank, Bangkok Bank, JP Morgan Chase Bank and Citibank Vietnam, among many others.
  • What details are required to send money to Vietnam?
    1. Name: When sending to individuals in Vietnam, you need to fill in the beneficiary’s first name and last name.
    2. Address: Beneficiary’s full residential address in Vietnam.
    3. Account no: Beneficiary’s local account number in Vietnam.
    4. Beneficiary's Bank Code: You need your beneficiary’s SWIFT-BIC code to make a transfer to Vietnam.
  • What is a SWIFT-BIC Code? Swift Code is a standard format of Bank Identifier Codes (BIC) and it is unique identification code for a particular bank. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use the codes for exchanging other messages between them.You can find SWIFT codes for Vietnam here.
  • Can I send money to the bank account of a business based in Vietnam through InstaReM? Yes. You can use InstaReM for business transfers to Vietnam.
  • What are the minimum and maximum limits for sending money to Vietnam through InstaReM? Individuals: The first transaction limit from Australia is AUD 2500. The limit is removed next transaction onwards. From Malaysia, per day transaction limit is MYR 50,000. There is no limit for transactions from Singapore and Hong Kong. Corporates: From Malaysia, per day transaction limit for businesses is MYR 200, 000. There is no limit for transactions from Australia, Singapore and Hong Kong. Please note that InstaReM accepts payments in whole amounts, not decimals. Transactions above USD 10, 000 must be declared to the authorities concerned.
  • Which currencies are available for payout in Vietnam? We make payouts in VND and USD only.
  • For what purposes can I send money to Vietnam through InstaReM? InstaReM service can be availed by any individual (at least 18 years of age) for personal money transfer needs in Vietnam from four countries. The user will be required to specify the purpose of remittance from a specified list of purposes like:
    1. Family maintenance
    2. Gift to family or friends
    3. Credit into your non-resident deposit accounts in Vietnam
    4. Payments towards tuition/ hostel fees
    5. Travel services
    6. Home loan repayment (extended by banks)
    7. Insurance premium
    8. Purchase of permissible real estate
    * InstaReM does not support payments for FDI (Foreign Direct Investment) purposes.
  • Does InstaReM support transfers to an email address of a recipient based in Vietnam? No. InstaReM does not support transfers to an email address in Vietnam. Try InstaReM and enjoy fast transfers at competitive rates, and round-the-clock client support. We also have first-transfer and referral bonuses for our clients.

You can also transfer money to other countries in

  • Asia
  • Europe
  • Oceania
  • North America
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