Send Money to India from US - Transfer Money Online - Instarem
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Great value – always

We are committed to making your money transfer experience a breeze by making it simple, cost-effective and rewarding. Our great exchange rates and low transfer fees make sure you get the best value on every online money transfer.

When you send money with us, you avoid processing and handling fees incurred by using other traditional methods such as a bank transfer. With us, there are no hidden charges. We always show you the cost upfront, so you know the exact cost of your money transfer. That’s not all! Every transfer will reward you with InstaPoints that you can redeem as discounts on your future transfers to enjoy great savings.

You send
They receive
You send
They receive

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Fee :

Fees and exchange rates vary by sending amount, currency, payment method and receive country. Please change these parameters to view the applicable fees.


    *Subject to banking partner operating hours and availability, local laws/regulations, and compliance requirements.

    Rate* :
    Conversion Amount :
    You Send
    Transaction Fee
    Conversion Amount
    Recipient Receives :
    Conversion Amount
    Conversion Rate
    Recipient Receives

    Why send money with us?

    Cost effective

    Save money with great exchange rates and no hidden fees.


    Enjoy instant transfers with debit/credit card.


    We verify everyone and everything to offer secure online money transfers.


    Always know the cost. Stay in control.


    Earn reward points when you send money to enjoy even greater value.

    Cash pick-up facility

    Send money using cash pickup. Receiver can collect cash. Available in the Philippines.

    Transfer money to India

    Being miles away from your family and friends in India is not easy. We understand the importance of being there for your loved ones when you are away from home. We are here to help you do just that, even when you are miles away.

    We make sending money to India simple, cost-effective and rewarding. Our FX rates are sourced from Reuters, we apply a small margin and a nominal transfer fee on top of that and pay out to your recipient from our local bank account in India.

    We are committed to giving you great value on your online money transfers and will always show you the cost upfront so you know what you are paying and how much your recipient will be receiving. With us, there are no hidden charges, only fast, cost-effective money transfers. It’s what we do.

    Transfer money anywhere

    • Africa
    • Asia
    • Europe
    • Oceania
    • North America

    Have questions?

    What is the best way to send money to India?

    Instarem offers multiple payment methods for sending money to India. You can choose from any of the following options to send money to India as per your convenience: ACH (direct debit), Debit/Credit card, Set up Instarem as Payee or Wire transfer. Some of these payment methods are faster than others, some are instant, while others are more cost-effective.

    Is it safe to send money to India online with Instarem?

    Yes. Instarem is a fully licensed organization that abides by all the rules set by regulatory agencies in countries it operates from. Just like any other industry, online money transfer services are also governed by strict regulations. We use adequate security controls to provide our users with secure online money transfers and to protect private data shared by our customers.

    How long does it take to send money to India?

    Instarem typically needs up to 2 business days to transfer money after receiving the payment from you. However, for some countries and payment methods, it could take us more or less than 2 business days to finalize a transaction. You can easily track your Instarem transfer through the transfer timeline feature on our mobile app. You can also go to your transaction history on the web or app to see the latest status of your transactions.

    How to transfer money to India online?

    Register for free: Sign up with Instarem and create an account.

    Verify your account: Fill in your personal details and submit your documents to verify your account.

    Choose an amount to send: Once your account is ready, choose the currency and amount you wish to transfer. We'll show you our fees upfront.

    Add a recipient: Fill in your recipient's details including their bank account details, or you could also choose to send to their UPI ID.

    Fund your transfer: Choose your preferred payment method and send money to Instarem's bank account so we can proceed with transferring the funds to your beneficiary.

    What information do I need to send money to India online?

    With Instarem, you can send money online to India easily and quickly. All you need to do is keep the following details handy, depending on your method of transfer:

    ACH transfer: Your US bank account type, account number, and ABA routing number are required.

    Wire transfer: Your bank account number and routing number are needed.

    Debit or credit card transfer: Card details are required.

    Other important details required are your receiver's name, their bank name, account number, IFSC Code, and the purpose of the money transfer.

    How do I send money from the US to a bank account in India, using Instarem?
    • Log into your Instarem account.
    • Set up a transaction and select send amount.
    • Select your payment method.
    • Select your recipient and their receiving method.
    • Click on ‘Authorise & Pay’.
    • Click on ‘Send Verification Code’.
    • Enter the code and authorise the transfer.

    That’s it – leave the rest to us!

    We top up your account with 25 InstaPoints as soon as you Sign Up.

    InstaPoints are loyalty points that you can redeem against your transactions to give you a discount.

    More The InstaPoints, More The Discount.

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