hong kong flag
HKD
Please enter amount
All currencies
hong kong flag
hong kong
HKD
india flag
INR
Please enter amount
All currencies
india flag
india
INR

Our rates

Our rates

Payment by

Fees Fees and exchange rates vary by sending amount, currency, payment method, and receiving country. Please change these parameters to view the applicable fees.

You save

Transfer time Estimated transfer time may vary based on the currency selected, payment method, and bank timings.

Making your first transfer?

Get a special fee discount! Send between HKD 1 and HKD 19,999 today.

coupon image

Plus, enjoy HKD 5 off your first transfer of HKD 2,000 or more. Use code WELCOME.

T&Cs apply

calculator promo icon large transfer promo icon

Why Instarem?

Everybody has their thing. Ours is helping you transfer money internationally from Hong Kong with the least amount of fuss. We are not your average money transfer provider. Our technology is smarter, faster, and more reliable. You can call it hassle-free. We call it Money Simple.

Fast

Most transfers are instant or same day

Low-cost

Competitive exchange rates and low fees

Safe

Licensed and regulated in 11 countries

Transparent

All costs are upfront, no hidden charges

Rewarding

Earn rewards on every transaction

One app for all your overseas transfers

We believe in keeping things simple, fast, and low-cost. Just a few taps and your money can be on its way, without breaking the bank. Get better exchange rates, full transparency, and easy tracking of your money.

Fast and secure international transfers

Send money confidently to 60+ countries in minutes.

Earn rewards with every transfer

Each Instarem transaction will reward you with InstaPoints. The bigger the transaction amount, the greater the number of points you earn.

Find the best rate for your  money transfer

Compare Instarem’s rate for with other providers and see the difference yourself.

If you use You’ll get*
*Rates available as on including any applicable fees. Note: Rates may vary based on market fluctuations and transfer methods. Please check the updated rates and fees at the time of setting up your transaction.

Money transfers at your fingertips

Our quick sign-up gets you started, and with both web and app options, it’s super easy to use. Make your money transfers simple and rewarding – join us today!

Send money to over 60 countries hassle-free and stay in the know with real-time tracking.

Rack up loyalty points with every transfer and level up your next one for an even sweeter deal.

Never miss a great rate! Set up rate alerts to seize favourable opportunities and get more value for your money.

Ready to get started?

Learn about Instarem’s International Money Transfers. Create an account to start transferring today.

Looking for an easy global payment solution for your business?

We provide fast and cost-effective international payments for all your business needs. With us, you can focus on what truly matters.

Our latest articles

FX costs optimisation for BPOs: Reduce losses on global payroll
Business

FX costs optimisation for BPOs: Reduce losses on global payroll

This article covers: Key takeawaysUnderstanding FX costs in BPO operationsThe impact of FX costs in…

Worker classification for BPOs: Contractor vs employee across APAC (and why it affects how you pay them)
Business

Worker classification for BPOs: Contractor vs employee across APAC (and why it affects how you pay them)

This article covers: Key takeawaysThe core difference: Employee vs. independent contractorCountry-specific classification rules and…

How Hong Kong importers and SMEs can save on every cross-border payment
Business

How Hong Kong importers and SMEs can save on every cross-border payment

This article covers: Key takeawaysThe unique challenges of the Hong Kong import-export corridorUnderstanding the…

Best international business payment platforms in Hong Kong (2026): Banks vs fintech compared
Business

Best international business payment platforms in Hong Kong (2026): Banks vs fintech compared

This article covers: Key takeawaysTop 5 international business payment platforms in Hong Kong (2026)The…

Best card for online shopping from US, UK & EU sites (For Singaporeans in 2026)
Insider

Best card for online shopping from US, UK & EU sites (For Singaporeans in 2026)

This article covers: Key takeawaysThe hidden tax on every overseas online orderThe S$500 online…

How to earn KrisFlyer miles without a miles credit card: The amaze card way
Insider

How to earn KrisFlyer miles without a miles credit card: The amaze card way

This article covers: Key takeaways:What is the amaze card?How amaze turns everyday spending…

amaze vs YouTrip vs Wise vs Revolut — Best card for SG travellers in 2026
Insider

amaze vs YouTrip vs Wise vs Revolut — Best card for SG travellers in 2026

This article covers: Quick comparison: how travel cards stack up in 2026Detailed card comparisonUse case…

Scaling payroll operations: FX and fund transfer tips for high-growth tech firms in Singapore
Business

Scaling payroll operations: FX and fund transfer tips for high-growth tech firms in Singapore

This article covers: Key takeawaysNavigating the 2026 Singapore regulatory landscapeFX strategies for regional expansion2026 benchmarking…

Bank wires vs FX platforms: Which is best for global payroll?
Business

Bank wires vs FX platforms: Which is best for global payroll?

This article covers: Key takeawaysWhat is a bank wire?What is an FX platform?How…

How Instarem Business Card helps businesses save on FX and fees
Business

How Instarem Business Card helps businesses save on FX and fees

This article covers: Key takeawaysFX rates and fees hurt more than businesses realiseWhere the costs…

FAQs