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Recipient Receives
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Banks and other providers add a markup and other hidden charges to their exchange rate for sending money abroad. At InstaReM, we make it cost-effective through our Zero-Margin FX rates, low remittance fee, and no hidden charges.

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InstaReM Advantage
Zero-Margin FX Rates
We get you mid-market rates sourced directly from Reuters and add absolutely no margins! We charge a nominal fee.
Easy Transfers
Sign up, verify your account and get transacting. Know the exact amount your recipient will get as you set up your transfer.
Loyalty Points
Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.
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Transfer Money To France At Zero-Margin Rates
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Send Money To France

Buying a house in France, planning a dream getaway in one of the world's most beautiful country or just sending money home to your loved ones, the reasons to transfer money to France could be many. But there is only one way to escape the brutal bank fees while you are at it - InstaReM. Money transfers through banks and money transfer operators (MTOs) lack transparency. While you do expect a fee for the money transfer, you are not aware that your transfers are hit by hidden transaction costs as well. What's more? Neither the sender nor the recipient is informed about these charges before the transaction takes place. A World Bank report in 2017 cited banks as the most expensive method of money transfer, with an average transaction cost of 10.44%! Remittances through these institutions also take a long time to clear due to a number of processes between transacting banks, or between two international MTO branches.

With InstaReM, you break free of boring queues and cumbersome paperwork. InstaReM makes money transfers a breeze in just a few easy steps. To be able to send money to France at Zero-Margin FX rates with us, you need to Sign Up on the InstaReM website, open a free account by furnishing a few basic details such as your name, IBAN, a valid ID card, etc. These details are in compliance with the European Anti-Money Laundering laws.

Besides trimming down the cost of overseas money transfers, InstaReM ensures speedy money transfers to France.  Are you planning a money transfer to France? Check out our Zero-Margin rates right here and get going!

Frequently Asked Questions
    • Is it safe to send money to France throughInstaReM? As a FinTech company, InstaReM reports to a number of regulatory bodies globally. Just like banks and other financial institutions, we have preventive measures designed to safeguard your profile against unauthorised access, fraud, and money laundering.
    • How much does it cost to send money to France through InstaReM? InstaReM uses Zero-Margin FX Rates to transfer your money. With us, you always get the exchange rate you see on Reuters or Google. For payments from AUD or HKD to EUR, the fee is 0.5%. For payments from SGD to EUR, the fee is 0.25%. For transfers from MYR to EUR, the fee is 0.6%. Please note that the fees are subject to change.
    • How much time does it take to send money to France through InstaReM? Typically, InstaReM makes same or next-business-day transfers, 7 days a week. However, some factors that can slow down payment processing are:
      1. Additional information required by InstaReM or recipient bank or financial institution for your security
      2. Payment processing / verifying your bank account
      3. Branch location hours / delivery hours / holidays
      4. Erroneous recipient details
      *Please note that the transfer time may be affected by banking systems and holidays in both the sending and receiving countries. You will receive email notifications as your money transfer progresses through our system. You can track your transfer on the InstaReM website as well as on the app.
    • Which banks in France are covered by InstaReM? InstaReM covers all banks in France, including Crédit Agricole (CA), BNP Paribas, Société Générale, Caisse d'Epargne (CE), Banque Populaire (BP), Crédit Mutuel, La Banque Postale, and LCL, among many others.
    • What details are required to send money to France?
      1. Name: When sending to individuals in France, you need to fill in the beneficiary’s first name and last name.
      2. Address: Beneficiary’s full residential address in France.
      3. Account no: Beneficiary’s local account number in France.
      4. Beneficiary's Bank Code: You need your beneficiary’s SWIFT-BIC code to make a transfer to France.
    • What is a SWIFT-BIC Code? Swift Code is a standard format of Bank Identifier Codes (BIC) and it is unique identification code for a particular bank. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use the codes for exchanging other messages between them. You can find SWIFT codes for France here
    • Can I send money to the bank account of a business based in France through InstaReM? es. You can use InstaReM for business transfers to France.
    • What are the minimum and maximum limits for sending money to France through InstaReM? Individuals: The first transaction limit from Australia is AUD 2500. The limit is removed next transaction onwards. From Malaysia, per day transaction limit is MYR 50,000. There is no limit for transactions from Singapore and Hong Kong. Corporates: From Malaysia, per day transaction limit for businesses is MYR 200, 000. There is no limit for transactions from Australia, Singapore, and Hong Kong. Please note that InstaReM accepts payments in whole amounts, not decimals. Transactions above USD 10, 000 must be declared to the authorities concerned.
    • Which currencies are available for payout in France? We make payouts in France in EUR and USD only. 
    • Can I send money to the bank account of a business based in France through InstaReM? Yes. You can use InstaReM for business transfers to France.
    • For what purposes can I send money to France through InstaReM? InstaReM services can be availed by any individual (at least 18 years of age) for personal money transfer needs in France from four countries. The user will be required to specify the purpose of remittance from a specified list of purposes like:
      1. Family maintenance
      2. Gift to family or friends
      3. Credit into your non-resident deposit accounts in France
      4. Payments towards tuition/ hostel fees
      5. Travel services
      6. Home loan repayment (extended by banks)
      7. Insurance premium
      8. Purchase of permissible real estate
      * InstaReM does not support payments for FDI (Foreign Direct Investment) purposes.
    • Does InstaReM support transfers to an email address of a recipient based in France? No. InstaReM does not support transfers to an email address in France.

You can also transfer money to other countries in

  • Asia
  • Europe
  • Oceania
  • North America
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