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You Send
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Recipient Receives
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Conversion Rate
Recipient Receives

Banks and other providers add a markup and other hidden charges to their exchange rate for sending money abroad. At InstaReM, we make it cost-effective through our Zero-Margin FX rates, low remittance fee, and no hidden charges.

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InstaReM Advantage
Zero-Margin FX Rates
We get you mid-market rates sourced directly from Reuters and add absolutely no margins! We charge a nominal fee.
Easy Transfers
Sign up, verify your account and get transacting. Know the exact amount your recipient will get as you set up your transfer.
Loyalty Points
Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.
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Transfer Money To Thailand At Zero-Margin Rates

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Send Money To Thailand

Living your dream job abroad, yet finding it hard to keep up with financial commitments back home, no thanks to ridiculously expensive money transfers to Thailand. But here’s a way to save on money transfers to Thailand - InstaReM. With its Zero-Margin FX rates, no hidden charges and fast transfers, InstaReM is everything you could ask for in your money transfer service.

All you need to do is Sign Up, upload a few documents for ID and address proof. Once your account is approved, you can start sending money to your loved ones in Thailand.

Frequently Asked Questions
  • Is it safe to send money to Thailand throughInstaReM? As a FinTech company, InstaReM reports to a number of regulatory bodies globally, and just like banks and other financial institutions, we have preventive measures designed to safeguard your profile against unauthorised access, fraud, and money laundering.
  • How much does it cost to send money to Thailand through InstaReM? InstaReM uses Zero-Margin FX Rates to transfer your money. With us, you always get the exchange rate you see on Reuters or Google. InstaReM charges a small percent of the amount sent as fee. For payments from AUD or HKD to THB, the fee is 0.5%. For payments from SGD to THB, the fee is 0.25%. For transfers from MYR to THB, the fee is 0.6%. Please note that the fees are subject to change.
  • How much time does it take to send money to Thailand through InstaReM? Typically, InstaReM makes same or next-business-day transfers, 7 days a week. However, some factors that can slow down payment processing are:
    1. Additional information required by InstaReM or recipient bank or financial institution for your security
    2. Payment processing / verifying your bank account
    3. Branch location hours / delivery hours / holidays
    4. Erroneous recipient details
    *Please note that the transfer time may be affected by banking systems and holidays in both the sending and receiving countries. You will receive email notifications as your money transfer progresses through our system. You can track your transfer on the InstaReM website as well as on the app.
  • Which banks in Thailand are covered by InstaReM? InstaReM covers all banks in Thailand, including Bangkok Bank, Kasikorn Bank, Siam Commercial Bank (SCB), Krungthai Bank, TMB Bank, Bank of Ayudhya and Thanachart Bank, among many others.
  • What details are required to send money to Thailand?
    1. Name: When sending to individuals in Thailand, you need to fill in the beneficiary’s first name and last name.
    2. Address: Beneficiary’s full residential address in Thailand.
    3. Account no: Beneficiary’s local account number in Thailand, which ideally contains  9-12 digits. This includes a branch code (3) and the account number (6-9).
    4. Beneficiary's Bank Code: You need your beneficiary’s SWIFT-BIC code to make a transfer to Thailand.
  • What is a SWIFT-BIC Code? Swift Code is a standard format of Bank Identifier Codes (BIC) and it is unique identification code for a particular bank. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use the codes for exchanging other messages between them.You can find SWIFT codes for Thailand here.
  • Can I send money to the bank account of a business based in Thailand through InstaReM? Yes. You can use InstaReM for business transfers to Thailand.
  • What are the minimum and maximum limits for sending money to Thailand through InstaReM? Individuals: THB 500,000 per transaction, per day. Corporates: THB 500,000 per transaction, per day.
  • Which currencies are available for payout in Thailand? We make payouts in THB and USD only.
  • For what purposes can I send money to Thailand through InstaReM? InstaReM service can be availed by any individual (at least 18 years of age) for personal money transfer needs in Thailand from four countries. The user will be required to specify the purpose of remittance from a specified list of purposes like:
    1. Family maintenance
    2. Gift to family or friends
    3. Credit into your non-resident deposit accounts in Thailand
    4. Payments towards tuition/ hostel fees
    5. Travel services
    6. Home loan repayment (extended by banks)
    7. Insurance premium
    8. Purchase of permissible real estate
    * InstaReM does not support payments for FDI (Foreign Direct Investment) purposes. As per the guidelines by the Financial Services Authority of Thailand, payments for investment purposes are allowed only through banking channels.
  • Does InstaReM support transfers to an email address of a recipient based in Thailand? No. InstaReM does not support transfers to an email address in Thailand.

You can also transfer money to other countries in

  • Asia
  • Europe
  • Oceania
  • North America
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