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How Our Foreign Exchange Rates Are Different

Banks and other providers add a mark-up, as high as 5%, to their exchange rate for sending money abroad. At InstaReM, it is up to 8x cheaper through our live FX rates, low remittance fee and no hidden charges.

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InstaReM Advantage
Zero-Margin FX Rates
We get you mid-market rates sourced directly from Reuters and add absolutely no margins! We charge a nominal fee.
Easy Transfers
Sign up, verify your account and get transacting. Know the exact amount your recipient will get as you set up your transfer.
Loyalty Points
Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.

Send Money To India At Zero-Margin Rates


Transfer Money To India

Being miles away from your family and friends in India is not easy, but InstaReM makes sure that sending money to your family and friends in India is easier. With InstaReM, everyone from individuals to SMEs to corporates can now transfer money to India cost-effectively from anywhere, anytime.

All you need to do to set up an overseas transfer is follow our 3-step process and we take care of the rest. We offer you Zero-Margin FX rates: mid-market rates directly sourced from Reuters with absolutely no margins added, apply a nominal fee to cover the cost of processing your transaction, and pay out to your recipient from our local bank account in India. InstaReM provides seamless money transfers to anywhere in India. You get to know the exact amount your recipient will get when you set up your transfer.

At InstaReM, we value your money and keep your transactions free from sneaky markups on exchange rates and stealthy hidden charges. World Bank has ranked us No. 1 cost-effective money remittance platform from Australia and Singapore to India and several other countries across the globe. To get started with your first money transfer to India, click here.

While Indians are a huge part of the global workforce, the USA stats show that USA is still the second-most popular destination for Indians. In 1960, there were only 12,000 Indians in the US representing a mere 0.5% of the entire immigrant population. However, the population grew substantially and reached to 2.4 million in the year 2015, thus, making up 6% of the total number of immigrants in the US (43.3 million).

In 2017, bilateral trade grew by 9.8% and reached USD 126.1 billion. India is the 9th largest trading partner of the US. It exported USD 44.8 billion worth of goods to America in 2015. US educational institutions hosted 1.08 million international students in 2016-17, of which 186,000 were Indians. The figure accounts for a 12% growth in the number of Indian students in the US as compared to the previous year.

With strong ties to their home country, Indians residing in the US remit a large sum of money every year. In 2016, Indians in the US remitted USD 10.657 billion to India. However, Indians lose a huge chunk of money to FX margins, hidden charges and high fees charged by banks and other service providers. InstaReM money transfer service offers freedom from insane remittance costs. It offers mid-market rates, free of any FX margins and doesn’t sneak in any hidden charges. It only charges a single, all-inclusive fees that’s displayed on the receipt for the remitters to see and gives you the best transfer amount guarantee. Try now.

You can also transfer money to other countries in

  • Asia
  • Europe
  • Oceania
  • North America

          We top up your account with 75 InstaPoints as soon as you Sign Up.

          InstaPoints are loyalty points that you can redeem against your transactions to give you a discount.

          More The InstaPoints, More The Discount.

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