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*Nium makes money when it changes your send currency into a different currency

How Our Foreign Exchange Rates Are Different

Banks and other providers add a mark-up, as high as 5%, to their exchange rate for sending money abroad. At InstaReM, it is up to 8x cheaper through our FX rates, low remittance fee and no hidden charges.

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InstaReM Advantage
Low Cost
InstaReM charges nominal fees on your money transfers. Our competitive rates are sourced from Reuters.
Easy Transfers
Sign up, verify your account and get transacting. Know the exact amount your recipient will get as you set up your transfer.
Loyalty Points
Earn bonus InstaPoints upon joining and each time you transfer. Redeem them against your transactions.

Send Money To China At Low Cost


Transfer Money To China

Whether you are investing in a business or supporting your family back in China, it’s time you stopped losing your hard-earned money to expensive bank transaction fees and hidden charges. InstaReM completely understands your need to be there for your family and friends when you are away from home, and we help you connect with them even when you are thousands of miles away. The lack of transparency on transaction costs is disappointing to users everywhere. Apart from the insane costs, the time taken by traditional players like banks and money transfer operators (MTOs) to process your transfers is frustrating enough. InstaReM enables individuals, SMEs and corporates to transfer money to anywhere in China anytime, at affordable costs.

Our smooth Signup process and upfront charges make for a refreshing change in an industry plagued by prohibitive costs. We offer Low Cost. Our competitive rates are sourced from Reuters., apply only a nominal fee, and pay out to your recipient from our local bank account in China. With our wide network of partner banks across the country, you can send money anywhere in China.

At InstaReM, we are committed to giving you a great deal on your money transfers. You can check our Low Cost anytime - login not required. You can compare our rates with Google and XE. We believe in maintaining transparency with our clients. Hence, we keep your transactions free from hidden charges and FX spreads. Thanks to our low cost, low transfer fees, and fast transfers, the World Bank has consistently ranked us as #1 cost-effective remittance platform in remittances to several corridors from a number of countries in Asia-Pacific. So are you ready to transfer funds to China? Click here to register for low-cost money transfers

You can also transfer money to other countries in

  • Asia
  • Europe
  • Oceania
  • North America

          We top up your account with 75 InstaPoints as soon as you Sign Up.

          InstaPoints are loyalty points that you can redeem against your transactions to give you a discount.

          More The InstaPoints, More The Discount.

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